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Monthly Archives: December 2011

Hartford Auto Insurance Begins Offering Onboard Tracking Device Program

Hartford Auto Insurance Begins Offering Onboard Tracking Device Program

Saturday’s Post 12.31.11  Hartford Auto Insurance Company will join the growing list of auto insurance carriers who offer clients the opportunity to earn breaks on their policy rates through the use of devices that track miles driven, driving speed and other essential data automatically.  The beta of a program titled “TrueLane” will be available within the first six months of 2012. This technology will provide a record of driving behaviors, and provides a discount on their auto insurance rates. According to a Hartford Auto Insurance spokesperson, the system will keep track of clients’ driving activities for a specific period of their policy and make them eligible for a discount upon the first renewal of their auto insurance policy based on the information provided by the tracker.  The TrueLane tracking device stores driving data and sends that information back via cell towers to The Hartford for storage and analysis. The program is voluntary tracking program offered as an incentive to qualified auto insurance policy holders. The device captures driving information on driving speed, miles logged, braking patterns, turns, rates of acceleration and data about the times when the insured vehicle is being operated.

This technology will likely establish The Hartford among the upper echelon of major insurance carriers – ranks that include State Farm Insurance, Allstate Insurance Company , Travelers Insurance Company and  Progressive Auto Insurance Company. These carriers all offer electronic tracking devices to report data from a client’s car  back to the auto insurance company. These devices remove many of the uncertainties from offering auto insurance policies by giving insurance carriers the information they need to make underwriting decisions  that exceeds the quality of self-reporting, or information on clients available from public sources.  In addition; these advancements means Car Insurance Underwriters can effectively look at risk factors and premiums with more accuracy than ever before. This should lead carriers to offer rewards to motorists such as auto coverage discounts for keeping their mileage limited, and adhering to safe driving practices in their everyday vehicle operation.

-Mike 

Michael E. Dortch
President &  Managing Agent
InsureDirect.com
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762  ext. 602

Allstate Car Insurance Takes a Stand Against Auto Insurance Fraud In NY, NJ and PA

Allstate Car Insurance Takes a Stand Against Auto Insurance Fraud In NY, NJ and PA

Thursday’s Post 12.29.11 –  Allstate Budget Car Insurance Company has begun proceedings to take back over 6 million dollars from more than eighty organizations in New York, New Jersey and Pennsylvania whom were paid for allegedly fraudulent Auto Insurance claims. The action falls under the State’s RICO statutes.   Allstate Insurance Company provides both Car Insurance Quotes and Homeowners Insurance Quotes both on the interent… Continue Reading

Santa Cleared of Causing House Fires

Santa Cleared of Causing House Fires

Sunday’s Post 12.25.11 – The North Pole –  Friday 12/24/11:  In a unanimous 8-0 decision which did not surprise any on-lookers in the court’s gallery yesterday morning;  Saint Nicholas was found “Not Guilty” of causing two house fires Christmas last year. It was nearly a year ago, 12/25/2010, when Fire Departments in Pittsburgh, Pennsylvania and Trenton, New Jersey were called to put out two living room fires which were mysteriously started and very similar. … Continue Reading

Texas Public Safety Officials Eliminate Thousands Of Unsafe Commerical Trucks

Texas Public Safety Officials Eliminate Thousands Of Unsafe Commerical Trucks

Saturday’s Post  12.24.11 –  According to a report from the Texas Department of Public Safety (DPS), the states department of motor vehicle;  safety officers have disposed of around 66,000 unsafe commercial vehicles and suspended the commercial drivers license’s of more than 12,000 unsafe commercial drivers since the beginning of 2011. The Director of  the Texas… Continue Reading

Will Supreme Court Find Obama Healthcare Law Unconstitutional?

Will Supreme Court Find Obama Healthcare Law Unconstitutional?

Friday’s Post 12.23.11 –  Since the passage of Obama Care nearly 13 months ago, both private business concerns and state governments all over the United States have been looking for a way out of participating the  highly unpopular and costly Health Insurance Program.  Although the majority of the program’s provisions have not gone into effect,… Continue Reading

11,000 Policies Disappear in the wake of Homeowners Insurance Company Depopulation

11,000 Policies Disappear in the wake of Homeowners Insurance Company Depopulation

Thursday’s Post  12.22.11 –  A Louisiana Property Insurer which formerly owned 11,000 Homeowners & Renters insurance policies that were transferred to the private insurance market. The Insurance Commissioner of Louisiana, announced that 11,000 homeowner policies have been shifted to the private insurance market during the recently completed depopulation from the Louisiana Citizens Property Insurance Corp.… Continue Reading

Hybrid Cars—The Quiet Killer

Hybrid Cars—The Quiet Killer

Wednesday’s Post 12/21/11 –  According to recent studies, hybrid cars may be much safer for its passengers. On the other hand, because of  their weight and reduced noise; pedestrians are unlikely to hear an approaching hybrid increasing chances  and severity of  serious accidents.  From statistics gathered by the Highway Loss Data Institute (HLDI) of Virginia,… Continue Reading

Farmers President and COO Named as member of the Zurich Financial Services Group Executive Committee

Farmers President and COO Named as member of the Zurich Financial Services Group Executive Committee

Tuesday’s Post 12.20.11 –  On January 1, 2012, Jeff Dailey will become the newest member of the Group Executive Committee of Zürich Financial Services and CEO of Farmers Group, Inc. He will report to Zürich’s CEO,  Martin Senn. Although a promotion of this magnitude would mean a move to Zürich’s Headquarters in Europe, Dailey will continue working from his office in Los Angeles, CA where… Continue Reading

NHTSA Develops New Classification For Distracted Driving

NHTSA Develops New Classification For Distracted Driving

Monday’s Blog 12.19.11 –  The National Highway Traffic Safety Administration has come up with a new classification system for fatal road accidents involving distracted drivers. This new system will refine data collection and help to distinguish better the number of road accidents whereby the use of Cell Phones and other Communication Devices is directly responsible. Currently, federal agencies use… Continue Reading

NTSB Calls For Nationwide Ban On Cell Phone Use By Drivers

NTSB Calls For Nationwide Ban On Cell Phone Use By Drivers

Saturday’s Post  12.18.11 – The National Transportation Safety Board is pushing for a ban of cell phones and other electronic gizmos by drivers. This follows a chain reaction major car accident in Missouri last year. The crash left two people dead and several others injured.  Although accident was the last straw, other similar cases over the last number of… Continue Reading