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Monthly Archives: March 2012

Some Bargain New Jersey Auto Insurance Rates Result In Shoddy Claims Handling

Some Bargain New Jersey Auto Insurance Rates Result In Shoddy Claims Handling

Post Date March 29, 2012 – Most NJ Auto Insurance Companies and body shops recognize the more obvious causes of their problems. Thinking people in both industries have advocated more coöperation in correcting collision repair abuses by lost cost auto insurance companies. Unfortunately, however, laws governing both liability and collision auto insurance tend to discourage coöperation and promote an adversary relationship between two businesses which should be working together. Sadly; even when a major car insurance company rates are sufficient  and pays a body shop adequate funds to provide a first class repair; there are those dishonest repair facilities which will cut corners and provide used parts and poor quality work. As you can see; both the NJ car insurance industry and the NJ auto body shop business have their fair share of those looking the beat the customer out of what they paid for.

The size, vulnerability,  and ability of  New Jersey car insurance companies to obtain expert legal advice keeps them within the letter of the law. On the other hand, the size of most body shops not part of a national chain can do what they want and pretty much go undetected.

-Mike 

Michael E. Dortch
President &  Managing Agent
InsureDirect.com
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762  ext. 602

Need Cash? Try Auto Insurance Fraud………….

Need Cash? Try Auto Insurance Fraud………….

Post Date March 27, 2012 – When you read a sad news story about a women whom what hit by a car, you automatically feel sympathy for that person.  Recently that very thing happened to a New Jersey  pedestrian.  As she stepped off  of the curb a car pulled came around the corner and struck the woman. All though she was knocked to… Continue Reading

Auto Insurance Company Profits Decline While Doctor’s and Lawyer’s Profits Increase

Auto Insurance Company Profits Decline While Doctor’s and Lawyer’s Profits Increase

Post Date 3.23.12 –  Question: Are auto insurance premiums buying the maximum possible protection for PA and NJ Drivers, or is the car insurance system in these states full of costly coverage sharing leaks?  The underwriting losses in both Pennsylvania and New Jersey is running 75%. This means for every $100.00 an auto insurance company… Continue Reading

Is It Fair Auto Insurance Companies Are Always Blamed For Claim Delays?

Is It Fair Auto Insurance Companies Are Always Blamed For Claim Delays?

Post Date March 22, 2012 –  Delays in the Claims Settlement process can’t be always blamed on the Auto Insurance Company.  Accident Victims and their attorneys are also responsible for muddying the waters.  Delay in auto insurance settlement probably is truly distorted in the public mind.  When serious injuries, or even their possibility exists in… Continue Reading

Is No Fault Auto Insurance Claims Settlement Universally Fair?

Is No Fault Auto Insurance Claims Settlement Universally Fair?

Post Date March 20, 2012 –  Admittedly, the inequity in no-fault auto insurance claims lies in the settlement of smaller claims. Under the no-fault auto insurance policy system, surveys  have shown one-half the claimants with losses of $2500.00 or less are fully compensated, one-third get substantially more than their loss actual amount, while one one-sixth receive… Continue Reading

Is The No-Fault Auto Insurance System Truly Fair?

Is The No-Fault Auto Insurance System Truly Fair?

Post Date March 19, 2012 –  So-called collateral benefits, the amounts collected through hospitalization insurance, sick leave pay, or similar lower cost benefits, would be normally deducted from the proceeds of the auto insurance policy claim.  As you may imagine, no-fault auto insurance coverage  is quite basic.  An injured homemaker or her child with no paid… Continue Reading

Auto Insurance vs. State Tort Laws

Auto Insurance vs. State Tort Laws

Today’s Post March 16, 2012 – The legal philosophy that a person is completely responsible for his or her negligence seems to be under heavy criticism these days. The question really is; “is a single moment of negligence responsible for a lifetime of lost earnings or poverty producing medial costs too great a price to… Continue Reading

Are Auto Insurance Policies Cancelled For No Reason?

Are Auto Insurance Policies Cancelled For No Reason?

Post Date  March 15, 2012 – Auto Insurance Companies never cancel a customer’s car insurance policy for no apparent reason. Widespread stories of individuals having their auto insurance policy cancelled for no apparent reason adds to the distrust many have for auto insurance companies in general.  The truth of the matter is, although you may… Continue Reading