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Monthly Archives: December 2013

Obamacare Health Insurance Exchange – Not in PA

Obamacare Health Insurance ExchangePost Date December 30, 2013 – Insurance regulators in the state of Pennsylvania announced an Obamacare Health Insurance Exchange may not be available for PA Health Insurance buyers. The original plan was to have a state-administered Obamacare health insurance exchange available by January 2014.

Coverage In Obamacare Health Insurance Exchange Will Cost More

The Pennsylvania Insurance Department states the online Obamacare health insurance exchange has been halted due to the high cost and many details which the PA Insurance commissioner says has to many unanswered questions.  Although asked on a number of occasions, the federal government has refused to answer many questions. Pennsylvania Insurance Regulators say they want Pennsylvanians Obamacare Health Insurance Exchange buyers to make informed decisions about their health coverage and don’t want buyers to make poor choices. The Obamacare Health Insurance exchange is being hotly-debated.  With the said the state does have the right to run their own health exchanges. If the state of Pennsylvania will not choose any of the two options above, the federal government will then put-up and run an exchange in the state by year 2014. There are those in the state of Pennsylvania whom are uninsured and/or under-insured which are hoping for the development of a state-run health exchange. They say this will provide Pennsylvanians with health insurance which can be tailored to their needs. Last year, a study ordered by the PA Insurance Department estimated that not less than 2 million Pennsylvania residents will be able to benefit from an online health insurance exchange where they can shop and buy their health insurance policies. One of the concerns that the PA Insurance Department is facing is the so-called “lack of guidance” from the federal government regarding the Obamacare Health Insurance Exchange. With this said, it will be impossible for PA to build an exchange and have it running by 2014.

New Jersey Young Driver Decal Does Saves Lives

Post Date December 28, 2013 – Researchers at Children Hospital of Philadelphia released a study showing that Kyleigh’s Law which requires a New Jersey Young Driver Decal to be placed on their licensed plate identifying them as a youthful operator.  The New Jersey Young Drivers Decal has prevented approximately 1,600 automobile crashes and hundreds of… Continue Reading

New Jersey Homeowners Insurance Laws May Change

Post Date December 26, 2013 – New Jersey Homeowners Insurance Rates may experience changes in the very near future. legislators planning to provide clearer information to New Jersey homeowners insurance buyers are introducing a few new bills which would require New Jersey Homeowners Insurance carriers to provide a clearer policy summary when a New Jersey Homeowners Insurance Policy… Continue Reading

New Mexico Auto Insurance Scam Uses Telephone

  Post Date December 22, 2013 – New Mexico Law Enforcement is advising their residents to be wary of a New Mexico Auto Insurance Scam.  The scam involves residents receiving getting a telephone call from a New Mexico Auto Insurance agent offering inexpensive New Mexico Auto Insurance Coverage.  In actuality, the caller is a con… Continue Reading

Obamacare Website Needs Some Help

Post Date December 20, 2013 – There is no other individual or organization that deserves the number one spot for worst abomination Award than HealthCare.Gov Obamacare website for the Affordable Care Act. I just don’t understand why the government continues to insist they can do anything better than the Private Sector can.  Going back to 1776… Continue Reading

State Farm Auto Insurance – NJ’s Largest Carrier

Post Date December 18, 2013 – A market study conducted by the National Association of Insurance Commissioners shows State Farm auto insurance holds the largest share of New Jersey’s property and casualty insurance market place. Although InsureDirect.com does not sell State Farm Auto Insurance, they represent dozens of comprable car insurance carriers with rates just as… Continue Reading

Auto and Home Insurance Bundle In Ohio

Post Date  December 12, 2013- Auto and Home Insurance Bundle in Ohio is still the cheapest among all the states in the United States. Ohio’s Director of Insurance and  the states Lieutenant Governor announced the states auto and Home insurance bundle is still among the lowest cost in the United States. Auto and Home Insurance Bundle… Continue Reading

West Virginia State Minimum Auto Insurance

Post Date December 10, 2013 – West Virginia State Minimum Auto Insurance  requirements will be increased in the very near insurance. The West Virginia legislator has issued a proposal which seeks an increase to the West Virginia State Minimum Auto Insurance liability limits. West Virginia State Minimum Auto Insurance 25/50/10 The current West Virginia State Minimum Auto Insurance… Continue Reading