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Category Archives: Auto Insurance

How to Get Accurate NJ Car Insurance Quotes

A few years ago, if you wanted to get NJ car insurance quotes, you’d have to wait for a few days. But technology has changed all that. Now, insurance companies can give you a quote in a matter of minutes. Meaning, you have more time to compare policies and get the best deal in a short span of time.

When shopping for competitively priced auto insurance, the key is getting accurate NJ car insurance quotes. Follow our tips and get more accurate quotes.

Getting Accurate NJ Car Insurance Quotes

Review your driving record

A recent moving violation or a speeding ticket can make a big difference on your car insurance premiums.

When you submit an online car insurance application, keep in mind that the insurer will be checking your motor vehicle record before they provide you with NJ car insurance quotes. Considering how important this is, it might be best to order a copy of your driving record and review it before you submit an application.

Getting the Most Accurate NJ Car Insurance Quotes

In order to get accurate NJ car insurance quotes, it would be a good idea to gather all the information you need before you start shopping online. This includes:

  • Vehicle identification number
  • Driver’s license number
  • Any insurance claims or driving violation you’ve had in the past 5 years
  • Driving distance to work

Credit history
This is also an important factor that affects your auto insurance rate. While most sites do not ask for your exact score, you have to at least tell them whether it’s excellent, good, fair or poor.
If you don’t know your score, you can get a copy of your credit report online. Remember, your credit score is very important so it would be good idea to review your credit report from time to time.

4 Ways to Learn About NJ Car Insurance

NJ car insurance can be difficult to learn and understand. There are a lot of complex terms to remember and laws to follow. Whether you’re eager to know how to file a claim or just want to learn more about the car insurance industry, here are some resources you can use to increase your knowledge… Continue Reading

Reasons to Switch Your Auto Insurance

Changing lifestyles, growing families, new homes and new jobs are common occurrences for many of us. As your life goes through transition, the auto insurance that once suited your living situation may no longer be the best option today. In this article, we’ll give you a rundown of some of the reasons why you should… Continue Reading

How to Get Car Insurance as Cheaply as Possible

How to Get Car Insurance as Cheaply as Possible

If you’re looking to get car insurance as cheaply as possible, you’re going to need assistance from a seasoned veteran of getting the lowest car insurance quotes possible from the best in the business: Mike Dortch. Call us now to get car insurance as cheaply as possible: 1-800-807-0762. Listen – we get it. The economy… Continue Reading

Car Insurance for Military Veterans

Car Insurance for Military Veterans

From the time we have opened our doors, InsureDirect has always praised and honored our military veterans for their selfless duty and courageous sacrifice in the service of our country.  We are proud to serve our military veterans with the lowest possible quote on car insurance based on their particular and unique needs. If you’re… Continue Reading

Deer Auto Collisions In West Virginia Is Nations Highest

Post Date July 21, 2014 – Although West Virginia is known as The Mountain State, it also holds the distinction of having the highest rate for deer auto collisions. This means that when you are driving the streets and highways of West Virginia,  auto deer collisions are consistently higher than any other state in the… Continue Reading

Uninsured Drivers Beware!

Post Dates July, 22 2014 – Although uninsured drivers in Pennsylvania and New Jersey live with the harshest financial penalties for driving a car without an auto insurance coverage; other states invoke other penalties much more severe.  Ohio uninsured drivers must also deal with the inconvenient punishment of having your car taken away  from you… Continue Reading

Texting While Driving And Your Auto Insurance

Post Date July 17, 2014 – More and more states and localities throughout the country have instituted laws prohibiting texting while driving.  These laws will make these actions a crime which come with severe penalties for these violations. It’s important that we all keep in mind the danger we put others in while using our… Continue Reading

Auto Insurance Claims Reach $10 Billion From Hail

Post Date July 16, 2014 – Hailstorms which severely struck the United States in 2013 cost the Auto insurance industry for 10 billion dollars in claims. According to Insurance Departments throughout the U.S,recent data revealed that 133,264 auto insurance claims were filed in U.S. in relation with the hailstorms last year. Aside from auto insurance… Continue Reading