You may be wondering if there is a different price for car insurance for a particular gender. You may ask the question: is there a different rate on car insurance for women an men. There is a common misconception that car insurance for women costs less than men. Although both men and women need the same car insurance protection, gender does not play a role in the cost of car insurance coverage. Whatever your gender is, as long as you want to own and drive a car in the state of Pennsylvania, you need to maintain your state’s financial responsibility requirements. There is no need to worry, there is no discrimination at between men and women when it comes to auto insurance. Car insurance for women does not cost any less or more.
Men who are reading this may want to express some relief. Statistically speaking, there are more men who have found to be driving while intoxicated, and received citations for driving under the influence of drugs and or alcohol and other offenses. Whether the gender had something to do with that or not, it is still debatable. So, let us avoid getting into an endless debate. Although car insurance companies have data showing men historically may be a higher-risk drivers – there is still no difference when it comes to the pure cost of car insurance. Although in most states, women pay less for car insurance premiums compared to those of men, the actual rate has nothing to do with it.