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Post Date 3.23.12 – Question: Are auto insurance premiums buying the maximum possible protection for PA and NJ Drivers, or is the car insurance system in these states full of costly coverage sharing leaks? The underwriting losses in both Pennsylvania and New Jersey is running 75%. This means for every $100.00 an auto insurance company…
Post Date March 22, 2012 – Delays in the Claims Settlement process can’t be always blamed on the Auto Insurance Company. Accident Victims and their attorneys are also responsible for muddying the waters. Delay in auto insurance settlement probably is truly distorted in the public mind. When serious injuries, or even their possibility exists in…
Post Date March 20, 2012 – Admittedly, the inequity in no-fault auto insurance claims lies in the settlement of smaller claims. Under the no-fault auto insurance policy system, surveys have shown one-half the claimants with losses of $2500.00 or less are fully compensated, one-third get substantially more than their loss actual amount, while one one-sixth receive…
Post Date March 19, 2012 – So-called collateral benefits, the amounts collected through hospitalization insurance, sick leave pay, or similar lower cost benefits, would be normally deducted from the proceeds of the auto insurance policy claim. As you may imagine, no-fault auto insurance coverage is quite basic. An injured homemaker or her child with no paid…
Post Date March 18, 2012 – The theory legal liability for his or her actions induces a driver to be more careful is the foundation of the defenders of tort law and how it affects the auto insurance system. Trail Lawyers whom are the chief defenders of the present tort system also argue that every car…
Post Date March 17, 2012 – In most states the present legal system knows no gray middle ground when it comes to an at fault auto accident. Bottom line; if it’s black – your Auto Insurance pays. If it’s white – you collect from their auto insurance. Seems simple enough, doesn’t it? In actual…
Today’s Post March 16, 2012 – The legal philosophy that a person is completely responsible for his or her negligence seems to be under heavy criticism these days. The question really is; “is a single moment of negligence responsible for a lifetime of lost earnings or poverty producing medial costs too great a price to…
Post Date March 15, 2012 – Auto Insurance Companies never cancel a customer’s car insurance policy for no apparent reason. Widespread stories of individuals having their auto insurance policy cancelled for no apparent reason adds to the distrust many have for auto insurance companies in general. The truth of the matter is, although you may…
Post Date 3.14.2012 – While there are a number of unlicensed Low Cost Auto Insurance websites on the internet which do a fantastic job of matching those shopping for auto insurance with a competitively priced carrier; there are more sites out there which are hurting the auto insurance business and their customers. Although these car insurance sites…
Post Date 3.13.2012 – we all know Auto Insurance Rates are higher for those drivers whom have Accidents, Tickets and Violations. In many cases, obtaining auto insurance coverage is inexpensive for those with a DUI or DWI. It was not to long ago those with these driving records could only obtain auto insurance through statutory…
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