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Iowa Insurance

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Iowa State Flag

Iowa car insurance requirements start at 25/50/10. This means you must have IA auto insurance in the amount of $25,000 coverage for bodily injury liability per person and $50,000 coverage for bodily injury liability total per accident.

You are also required to carry at least $10,000 coverage for property damage liability total.

If the damage to either people injured or auto damage/destruction exceeds these limits, you will be responsible for for the difference. Due to that fact, we urge you to check out getting more coverage than the bare minimum when buying Iowa auto insurance.

Georgia Latest State To Be Provided An Obama Care Waiver

Obama Care Waiver

Monday’s Post 12/5/12 -  For those who are unaware, Medical Loss Ratio (MLR) is a new federal requirement where Health Insurance Carriers are mandated to allot certain minimum funds on patient care and quality. It is a provision of Obama Care or as it’s legally known as the Federal Affordable Care Act which directs insurers to spend at least…

Loophole on Health Insurance Exchanges: Authorities to Act

Although InsureDirect.com primarily focuses it’s marketing efforts on Online/Direct Car Insurance, Commercial Auto Insurance and Homeowners/Renters Insurance Products; as it’s company’s President and Managing Agent, I feel it’s vital I discuss topics which would be of interest to a broader base of insurance buyers.  This article is a perfect example of this.  In the latest…

HHS Okays Iowa’s External Review Process

Reports from Des Moines state that the Department of Health and Human Services recently notified the state’s insurance division that its External Review process meets the standards set by the federal Affordable Care Act. Iowa’s External Review was enacted in 2000 from a National Association of Insurance Commissioners (NAIC) model and has always been consistent with…

Insurance for Iowa Drivers

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