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North Carolina Insurance

Visit www.insuredirect.com or call Toll-Free (800) 807-0762 to receive an Auto Insurance Quote for you and your family. We represent over 30 insurance providers across the country and offer low rates and instant coverage.

North Carolina Insurance Information:

North Carolina State Flag

North Carolina State Flag

North Carolina car insurance requirements start at 30/60/25.

This means you must have NC auto insurance in the amount of $30,000 coverage for bodily injury liability per person and $60,000 coverage for bodily injury liability total per accident.

You are also required to carry at least $25,000 coverage for property damage liability total.

If the damage to either people injured or auto damage/destruction exceeds these limits, you will be responsible for for the difference.

Due to that fact, we urge you to check out getting more coverage than the bare minimum when buying North Carolina auto insurance.

Allstate Car Insurance Company May Require Policy Bundling in 2012

Auto Insurance Policy Bundle

Monday’s Post 1.2.12 - Auto Insurance and Homeowners Insurance carriers have started to non-renew the polices for policy holders whom refuse to bundle their insurance products such as homeowners insurance and car insurance coverage.  This change means carriers are not non-renewing consumers based solely on the real losses suffered by many of their policyholders in the year.  A leading insurance  and economics expert outlined the…

Allstate Non-Renews North Carolina Homeowners Policies

Allstate Homeowners Insurance

Saturday’s Post 11.26.11 -  After an intensive review of its North Carolina portfolio, Allstate Insurance Company has decided to non-renew homeowner’s coverage for a record 45,000 customers.  According to the insurer’s spokesperson, the company took the decision with a view to managing better, the risks of more than 400,000 other households insured under it. Allstate filed a…

North Carolina Insurers Yearn For Rate Hike on Dwelling Fire and Extended Coverage Insurance Policies

With Hurricane Irene fast approaching the east coast of the United States, we all have a tendency to wonder about our Homeowners Insurance coverage and if we have enough.  It was a very interesting day in the  Pennsylvania offices of InsureDirect.com.  Normally the calls are mostly for auto insurance quotes throughout the country. Today; our switchboard was jammed with calls…

Special Requirements And Considerations When Insuring A New Automobile

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Experienced drivers are fully aware of the requirements to obtain car insurance at their particular states of residence. The procedures to insure a new car differ from insuring an older one. There are particular needs and requirements for newer cars that do not apply for older ones. Some of the special considerations that relate to insurance coverage…

The Process of Getting Auto Insurance when you Move to another State

Auto insurance new state InsureDirect.com Image

Most car owners can recall the hassle involved when you move from one state to another with when you own a vehicle. Different states have different vehicle registration requirements. Hence the time taken to process the various legal requirements such as emission inspection reports, automobile registration, license transfer and other specifications; differs for various states. You have to go through…

A State Law Change Could Raise Auto Insurance Rates

North Carolina Auto Insurance  InsureDirect.com  Image

Insurance Regulators in North Carolina are discussing changes in state auto insurance law which could lead to much higher auto insurance rates for North Carolina drivers. Insurance Commissioner Wayne Goodwin said in April 2011; he opposes doing away with his authority to limit auto insurance rate increases. The current auto insurance system supports over 100…

North Carolina Insurance Requirements:

  North Carolina State Flag North Carolina car insurance requirements start at 30/60/25. This means you must have NC auto insurance in the amount of $30,000 coverage for bodily injury liability per person and $60,000 coverage for bodily injury liability total per accident. You are also required to carry at least $25,000 coverage for property…

What are the Cheapest Cars to Buy and Insure?

Used Car Lot  InsureDirect.com  Image

  Not all cars are created equal. There can be a very large cost difference between one car and another. If you are trying to buy  a new or used car that won’t break the bank on both the cost of the car and  auto insurance, there are some things you’ll need to consider. Used or pre-owned cars are obviously the number…

How to Prepare Your Teen Driver

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Teenage drivers account for a large amount of accidents on the road. Unfortunately, many result in serious injury. There have been many studies looking into the reasons for high rates of teen car accidents. One is that they are simply new to driving and unprepared for many situations. Another is that teenagers tend to be…