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North Carolina Auto Insurance

North Carolina Auto Insurance

North Carolina Auto Insurance

Mike Dortch and the licensed agents of InsureDirect offer the lowest  North Carolina Auto Insurance rates.  One call to our  North Carolina Auto Insurance  Toll-Free Hotline will save you lots of time and money. Not only will we offer the lowest North Carolina Auto insurance rates and the surrounding area, you don’t even need to leave the comfort of your home to obtain insurance coverage.

All North Carolina Auto insurance rates and all online car insurance products are bound for insurance coverage through our sister insurance agency’s appointment contracts, Combined Insurance Group, Ltd.  Free  North Carolina Auto insurance rates quotes provided both online and through our North Carolina Toll-Free Insurance Quote Hot-Line.




Updated (6/24/2012): North Carolina auto insurance liability coverage is required for all motorists.

Minimum requirements for North Carolina auto insurance start at 30/60/25. This means your policy must have at least the following limits:
• $30,000 – Bodily Injury Liability per person, per accident;
• $60,000 – Bodily Injury Liability for all persons, per accident;
• $25,000 – Property Damage Liability.
Policies that only have the minimum Bodily Injury Liability and Property Damage Liability limits in North Carolina are required to include in the policy the Uninsured Motorist coverage.

Having the basic liability insurance will protect the policyholder, his family members or anyone who used his vehicle with permission against bodily injury and property damage claims as a result of an accident in which the insured vehicle have caused. The insurance company will pay for the said damages up to the limits set in your policy. If the costs for injuries and damages exceed the above limits, the policyholder is obligated to pay for the difference. For this, recommends that you consider buying auto insurance with more than the bare minimum coverage.

Aside from the liability insurance, a consumer can also add to his policy additional coverage that will protect himself from injuries and vehicle damage that he might obtained after an accident, such as the Medical Payments, Collision, and Comprehensive coverage.

To specifically know the cost of having your vehicle insured, you may start getting Insure Direct North Carolina auto insurance quotes or talk with one of our agents through our toll free number, (800) 807-0762.