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Hawaii car insurance requirements start at 20/40/10.

This means you must have HI auto insurance in the amount of $20,000 coverage for bodily injury liability per person and $40,000 coverage for bodily injury liability total per accident.

You are also required to carry at least $10,000 coverage for property damage liability total.

If the damage to either people injured or auto damage/destruction exceeds these limits, you will be responsible for for the difference.

Due to that fact, we urge you to check out getting more coverage than the bare minimum when buying Hawaii auto insurance.