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Category Archives: Homeowner’s Insurance

Homeowners Insurance Claims /Cooking Fires Reach #1

Homeowners Insurance ClaimsPost Date February 8, 2014 – A recent Nationwide Homeowners Insurance Claims Study shows cooking fires cause the majority of homeowners insurance claims.  These homeowners Insurance claims are among the most frequent and most expensive repairs. The study shows homeowners insurance claims from cooking fires average  a final cost of more than $29,000 per claim incident.  This more than 4 times more than the next most expensive homeowners insurance claim which is weather related and break in.

Homeowners Insurance Claims because of cooking fires can be avoided.

Nationwide Insurance Company COO and the President of Nationwide Insurance company announced that fires caused by cooking comprised 17% of all their claims of all homeowners insurance claims last year. According to Nationwide Insurance Company, the months with most kitchen fires is in the month of March.  These are followed by the months of April, December, October and May. The National Fire Protection Association (NFPA) showed that one in every 25 homes have experienced a cooking fire in the last 10 years.  An estimated number of 156,400 home fires that were reported in 2013.

These homeowners insurance claims associated with fire incidents also had a human cost. Over 400 individuals died and over 5,000 individual injury. The cost of property damage amounted to nearly one billion dollars.  To prevent cooking fires and the homeowners insurance claims associated with them,  any insurance company must advise homeowners not to leave their cook top area unattended.  Things easily catch fire close to heat source like a stove burner. To ensure cooking appliances are safely utilized, homeowners should always keep close attention when cooking. Residents need to always have functioning smoke alarms and to have a fire escape plan.

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Pennsylvania Homeowners Insurance Claims Game

Post Date  January 21, 2014 – After a major storm like Super Storm Sandy struck hundreds of homeowners across the Keystone State were left with Pennsylvania Homeowners Insurance Claims.  The one good thing is these  PA residence will not be paying hurricane deductibles on their Pennsylvania Homeowners Insurance Claims. Bad news is, Pennsylvania homeowners insurance… Continue Reading

New Jersey Homeowners Insurance Laws May Change

Post Date December 26, 2013 – New Jersey Homeowners Insurance Rates may experience changes in the very near future. legislators planning to provide clearer information to New Jersey homeowners insurance buyers are introducing a few new bills which would require New Jersey Homeowners Insurance carriers to provide a clearer policy summary when a New Jersey Homeowners Insurance Policy… Continue Reading

Auto and Home Insurance Bundle In Ohio

Post Date  December 12, 2013- Auto and Home Insurance Bundle in Ohio is still the cheapest among all the states in the United States. Ohio’s Director of Insurance and  the states Lieutenant Governor announced the states auto and Home insurance bundle is still among the lowest cost in the United States. Auto and Home Insurance Bundle… Continue Reading

Auto Insurance and Homeowners Insurance Is Still Not Kids Stuff

Post Date October 23, 2013 – Sending your kids to college can be an emotional time for any family. Most parents are absorbed with what things to prepare for and how to ensure their child’s protection and well-being while away from home. Having adequate auto insurance and homeowners insurance in place is one way to… Continue Reading

Health Insurance Exchange – Obama Care – No Bargain

Post Date October 19, 2013 – It has been said that the Affordable Care Act popularly known as Obama Care will provide an affordable coverage through the health insurance exchange.  The health insurance exchange program will make health insurance premiums to increase to almost 50 percent more than what some are paying today.   Health… Continue Reading

Ohio Homeowners Insurance Rates Effected By Storms Losses

Post Date  October 5, 2013 – The severe thunderstorms which have caused flooding and tornadoes in Ohio in July of this year caused at least $72-million in Homeowners losses. Of course this will have an effect on Ohio Homeowners Insurance Rates. Ohio Homeowners Insurance and Car Insurance Policies experience rate insurance The storm systems in… Continue Reading

Homeowners Insurance Questions And Answers

Post Date August 4, 2013 – Misconceptions about homeowners insurance or homeowners insurance questions and answers is common among  insurance consumers.  In this post, we will discuss some of these misconceptions that tend to confuse consumers and the Homeowners Insurance Questions and Answers.  According to the survey conducted by the Princeton Survey Research Associates International… Continue Reading

New Jersey Homeowners Grants Now Available

Post Date June 7, 2013 – New Jersey Homeowners devastated by Superstorm Sandy are now eligible for Grants to help rebuild and repair their homes. The state of New Jersey recently begun accepting grant applications for those New Jersey homeowners who were affected by the storm in 2012. The grants are intended to assist NJ homeowners… Continue Reading

Oklahoma Homeowners Insurance To Pay $2 Billion

Post Date May 25, 2013 –  Oklahoma Homeowners Insurance will pay more than two billion dollars in damages after a  tornado batters an Oklahoma suburb, killing more than 20 people.  The Oklahoma Department of Insurance stated the official preliminary estimated claims were based on assessments in the areas damaged by the tornado which touched down… Continue Reading