An Automobile accident can be one of the most life troubling incidents in your life. The disruptive and agitating effects that mental stress, anger, and injuries bring further retrograde of life’s daily problems. Besides these, you may also be experiencing unpleasant surprises regarding the coverage of the other drivers insurance company. Even if the accident is the other drivers fault, don’t expect them to give you an easy time when you ask their help to repair your vehicle. Forgetting to do certain things can easily disimprove your dire situation. Since accidents are both inevitable and unpredictable, it is best to follow these steps when mishaps do eventually happen:
Is anyone injured?
The first thing to find out after the accident is the wellbeing of those involved. If anyone is injured, call 911 and request an ambulance. Even if no one is injured, and the other party wants to settle things themselves, call 911 and report the incident. If the other party wants to handle things between each other, it means that there is something wrong with their insurance policy. If this turns out to be true, you are the loser when both of your drive off.
Get each Others’ Name/Addresses
Unless the other driver/party is inimical, do your best to exchange names and addresses, and, if possible, telephone number and insurance info (name and policy number). This would prove useful when the other party tries to outrun you; you could use their personal information to chase them back.
Get Names of Witnesses
Witnesses are the best people to refer to in order to get all the details of the accident. These people, who have seen the accident from another perspective, will be able to give useful insight regarding which driver was at fault. In addition, it is illegal for a witness to leave the scene of the accident before and official statement is recorded. In light of this, encourage witnesses to stay on the scene.
Snap some Pictures
Most mobile phones have a built-in snapshot device. Use its feature through making as many pictures of the accident from as many angles as possible. Since the accident hasn’t been influenced yet by any external factors, the images you’ve shot would be the most accurate depiction of the aftermath. Having this evidence is crucial, too, in the event that the other party sabotaged the wreckage to change the story.
Keep your Thoughts to Yourself and to a Police Officer
It is all right to ask if the other party is unharmed, but it is not advised to immediately start a hot debate—discussing and blaming each other for the mishap. You may be wondering why you shouldn’t pour out all your frustration into the other driver’s face; the reason is that what you say might be used against you. Some people would try to change the story through the things you’ve said out of hatred.