If you have been involved in a car crash, you’ll be asked to file a claim with your affordable Ohio auto insurance company. It is important to follow a series of steps in order to ensure that your interests and legal rights are fully protected.
This article will explain what you should do in the wake of an automotive collision or mishap. The following information will guide you through the claims settlement process.
Handling Your Affordable Ohio Auto Insurance Claims
Immediately after the accident
In the unfortunate event that you are involved in an auto accident, the first thing you have to do is to notify your insurance company of the accident.
Gather important information like the date, time, the contact information of those who were involved and photos of the car and the license plate. From here, an affordable Ohio auto insurance company will handle the investigation of your claim.
Consult a doctor
After the accident, it would be best to see a doctor to have your wounds treated and determine if further treatment is needed. Getting a detailed report from your doctor is also beneficial as your Ohio auto insurance company can use it as the basis of your claim.
Check your policy
It is a good idea to sit down and browse through your policy. This document will provide you details about your rights and responsibilities and insurance coverage under the contract. Also, check to see whether or not the injury you have sustained is covered by your insurance policy.
Keep track of all conversations
Once your claim is reported, expect to receive a call from the adjuster assigned to your file. Take note of the name and position of the person you are talking to. Also, keep a record of all the documents, including your medical records until the final settlement has been reached.
Make sure that all the information that you have provided are true. Do not conceal any information from your Ohio auto insurance company no matter how embarrassing it may be. If you do, this may result to the invalidation of your insurance policy.