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Category Archives: Louisiana Insurance

Mike Dortch and the licensed agents of InsureDirect offer the lowest Louisiana Auto Insurance rates. One call to our Louisiana Auto Insurance Toll-Free Hotline will save you lots of time and money. Not only will we offer the lowest Louisiana Auto insurance rates, you don’t even need to leave the comfort of your home to obtain insurance coverage. All InsureDirect.com Louisiana Auto insurance rates and all online car insurance products are bound for insurance coverage through our sister insurance agency’s appointment contracts, Combined Insurance Group, Ltd. Free Louisiana Auto insurance rates both online and through our New Jersey Toll-Free Insurance Quote Hot-Line.

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INSTANT COVERAGE & NO FAXING NEEDED –

ACCIDENTS, TICKETS, DUI, SUSPENDED /FOREIGN LICENSE AS LOW AS $33.20 DOWN PAYMENT

LOUISIANA AUTO INSURANCE RATES

We accept Visa, MasterCard, Discover, American Express and all Debit Cards. If you don’t have a Credit or Debit Card, you can go to your closest Walmart Location and send a payment via MoneyGram.

Louisiana auto insurance requirements start at 10/20/10. This means you must have Louisiana auto insurance in the amount of $10,000 coverage for bodily injury liability per person and $20,000 coverage for bodily injury liability total per accident. You are also required to carry at least $10,000 coverage for property damage liability total. If the damage to either people injured or auto damage/destruction exceeds these limits, you will be responsible for the difference. Due to that fact, we urge you to check out getting more coverage than the bare minimum when buying Louisiana auto insurance.

 

Homeowners Insurance In Louisiana Has Been Granted A New Allie

Louisianna Emergency Rule 26Post Date September 11, 2012 – Homeowners Insurance In Louisiana is really no different that Homeowners Insurance in other US States.  Louisiana Insurance Department Chief, Mr. Jim Donelon, Enacted  “Emergency Rule 26” which  provides financial protection and help to customers of Homeowners Insurance in Louisiana.  Rule 26 was enacted last week on September 4th.  Since it was obvious to Mr. Dolen many consumers of Homeowners Insurance in Louisiana  were financially effected during  the aftermath of hurricane Isaac’s.  Emergency Rule 26 is to provide protection to Louisiana residents affected by natural disasters.  Rule 26 was immediate;y authorized by Governor Bobby Jindal through an Executive Order.   BJ 2012-16 granting the Department of Insurance temporary authority to create and enforce these Emergency Rules.

Homeowners Insurance In Louisiana

Emergency insurance rule 26 is to assist displaced policyholders due to a hurricane or natural disaster.   Besides the assistance provided to policyholders of Homeowners Insurance in Louisiana,  residents will have access to the coverages provided by their health insurance policies for emergency treatment regardless if the care is provided by an out-of-network provider. Emergency rule 26 would also help those Homeowners Insurance policyholders who have not made their premium Insurance Payment on or before August 26, 2012.  Customers whom maintained Homeowners Insurance in Louisiana would be provided with a premium payment extension  to pay the premium due.  Bottom Line, homeowners would have a 30 day extension to make their August payment until September 25, 2012.  Homeowners Insurance Companies have been put on notice these customers needing the assistance provided by Rule 26 can expect no consequences of making late payments such as late fees, cancellation or non-renewal of their homeowners insurance in Louisiana.  Emergency Rule 26 also ensures no insurance company can cancel or non-renew a policy as a result of filing a claim because of  Hurricane Isaac.  If you have any questions regarding Emergency Rule 26, please feel free to call me at (800) 807-0762 ext 206.

-Mike

Michael E. Dortch
President &  Managing Agent
InsureDirect.com
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762  ext. 206

 

Electronic Proof Of Auto Insurance Is The Future

Post Date September 10, 2012 –As Cell and Smartphone technology becomes more and more useful for both business and family use; it’s quite possible a Smartphone will become more important than family car. Smartphones do a number of amazing things beside making telephone calls.   The list is long and growing.  Your smartphone is an… Continue Reading

11,000 Policies Disappear in the wake of Homeowners Insurance Company Depopulation

11,000 Policies Disappear in the wake of Homeowners Insurance Company Depopulation

Thursday’s Post  12.22.11 –  A Louisiana Property Insurer which formerly owned 11,000 Homeowners & Renters insurance policies that were transferred to the private insurance market. The Insurance Commissioner of Louisiana, announced that 11,000 homeowner policies have been shifted to the private insurance market during the recently completed depopulation from the Louisiana Citizens Property Insurance Corp.… Continue Reading

Special Requirements And Considerations When Insuring A New Automobile

Special Requirements And Considerations When Insuring A New Automobile

Experienced drivers are fully aware of the requirements to obtain car insurance at their particular states of residence. The procedures to insure a new car differ from insuring an older one. There are particular needs and requirements for newer cars that do not apply for older ones. Some of the special considerations that relate to insurance coverage… Continue Reading

The Process of Getting Auto Insurance when you Move to another State

The Process of Getting Auto Insurance when you Move to another State

Most car owners can recall the hassle involved when you move from one state to another with when you own a vehicle. Different states have different vehicle registration requirements. Hence the time taken to process the various legal requirements such as emission inspection reports, automobile registration, license transfer and other specifications; differs for various states. You have to go through… Continue Reading

High Rate Of Auto Accidents Related To Distracted Drivers On The Road

High Rate Of Auto Accidents Related To Distracted Drivers On The Road

According to the Louisiana office of Motor Vehicles, distracted driving is a rising risk factor in auto accidents in New Orléans and the greater Louisiana State.  Authorities attribute this trend to the increased use of handheld devices by drivers on the road. Drivers, who use car phones, Smartphone’s, MP3 players and Tablet Computers while they drive are a higher risk… Continue Reading

The Elements of No Fault Auto Insurance

The Elements of No Fault Auto Insurance

The term ‘no fault auto insurance’ often confuses consumers a lot since most people assume that the term implies drivers are never held accountable for causing accidents. However, this notion is false and misleading as no fault auto insurance actually means that the insuring party will be held accountable for any accidents caused by a… Continue Reading

What are the Cheapest Cars to Buy and Insure?

What are the Cheapest Cars to Buy and Insure?

  Not all cars are created equal. There can be a very large cost difference between one car and another. If you are trying to buy  a new or used car that won’t break the bank on both the cost of the car and  auto insurance, there are some things you’ll need to consider. Used or pre-owned cars are obviously the number… Continue Reading

How to Prepare Your Teen Driver

How to Prepare Your Teen Driver

Teenage drivers account for a large amount of accidents on the road. Unfortunately, many result in serious injury. There have been many studies looking into the reasons for high rates of teen car accidents. One is that they are simply new to driving and unprepared for many situations. Another is that teenagers tend to be… Continue Reading