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Category Archives: Motorcycle Insurance

Motorcycle Insurance Rates Steady – Thefts Lower

Motorcycle Insurance Post Date January 29th, 2014 – People who steal come in all shapes and sizes. Further, they have a preference on the things they steal. Thieves whom steal vehicles just don’t steal cars, trucks and SUV’s.  In fact, some are not only attracted to cars at all.  In fact, if it were not for motorcycle thieves, there would not be motorcycle Insurance and Motorcycle Insurance Rates. Those whom are motorcycle enthusiasts have all types of interests when it comes to the type of motorcycles they own and ride. These two-wheeled vehicles do not come cheap and losing them to thieves can be a big loss if you have not bought Motorcycle insurance.

Motorcycle Insurance Rates are very low in comparison to the risk of ownership

Although the National Insurance Crime Bureau (NICB) recently reported a decline on the rate of motorcycles stolen in 2013 compared to 2012, but still the risk remains the same. Further the rates on Motorcycle Insurance have also remained the same. The NCIB reports a total of motorcycle’s stolen across the United States declined over 5% last year.

Motorcycles attract thieves for their value. They can range from hundreds of dollars to 10’s of thousands. Some motorcycles even cost $50,000 or more. Either a thief would sell the stolen motorcycle as a whole unit, or the bike would be stripped for its parts and used to reconstruct another motorcycle. The reason Motorcycle Insurance Rates are not in decline even though thefts are down – is the ease of a motorcycle to steal. Still Motorcycle Insurance Rates are still very reasonable.

More Japanese brand motorcycles topped the NCIB list with the most number stolen. Honda had the most with over 11,000 reported stolen.  Yamaha had nearly 9000. Suzuki follows the pack with a little under 7300. Kawasaki came in 4th with 5,000 motorcycles stolen.  The last and the most surprising is Harley-Davidson came in fifth with a little over 3,000 bikes stolen.

As to the states with the most number of motorcycle thefts, California is at the top of the list with nearly 6000 bikes stolen while Texas is # 2 with 4000. In the United States, nearly five hundred thousand motorcycle were sold in 2013. Regardless how much you spend on your motorcycle, it’s important to purchase motorcycle insurance. If you have not purchased motorcycle insurance in the past, you will be surprised how inexpensive it truly is.

Car Insurance Fraud Case Gets Women Jail Term

Post Date August 17, 2013 – Admitting that she defrauded New York auto insurance company, a Utica, N.Y. woman is sentenced to 27 months in prison and ordered to pay close to $1, 500,000.00 in financial restitution for the car insurance fraud case. The U.S. Attorney’s Office for the Northern District of New York identified… Continue Reading

Motorcycle Accidents More Frequent Than Car Crashes

Post Date October 9, 2012 –  The most recent data available for motorcycle accidents from the U.S. Department of Transportation shows fatal motorcycle accidents are more frequent to four-wheel cars and trucks. 58 in every 100,000 registered motorcycles have been involved in a fatal crash .  This is compared to only 13 in every 100,000 passenger… Continue Reading

Top Grades For Ohio Insurance Environment

According to Ohio Lieutenant Governor and Director of the Department of Insurance Mary Taylor, Ohio has earned a top grade for its property and casualty insurance regulatory environment courtesy of the Heartland Institute based on its 2011 report. Property & Casualty Insurance Products encompass many types of insurance products such as Car Insurance, Commercial Auto Insurance… Continue Reading

Three Dates Set For PA’s Health Exchange Program Discussions

Three forums are set to be held in August by the Pennsylvania Insurance Department in a bid to get public opinion on health insurance exchanges. Different locations have been set across the state where the forums will take place. The first one slated for Aug 9 at the Doubletree Hotel Pittsburgh Monroeville Convention Center in downtown Monroeville, Pa. This… Continue Reading

Connecticut To Waive Storm Deductibles Resulting From Irene

Many InsureDirect.com customers throughout Pennsylvania, New Jersey, Delaware and Maryland and parts of Ohio experienced losses from Hurricane Irene. It seems like no one was immune regardless if you lost your car, home, motorcycle or boat to wind or flooding.  My family home I lost its power for four days and many of my neighbors in the Bucks County Area of Pennsylvania experienced severe… Continue Reading

Businesses in Massachusetts will Save on Workers Compensation Insurance

Massachusetts businesses are projected to save nearly $70 Million after an agreement was signed that effectively ensures state workers’ compensation rates would stay at current premium levels until late 2012. Like most businesses in the United States; all businesses operating in the State of Massachusetts are required by state law to buy and maintain workers compensation insurance for all their employees. The coverage pays for lost wages, medical expenses, and… Continue Reading

Dentists To Carry Malpractice Insurance In Pennsylvania

As many of us are aware; purchasing insurance is required to participate in a number of activities.  If you want to own and drive a car you must purchase auto insurance.  The same is true if you own a Motorcycle or Watercraft.  If you purchase and maintain a mortgage on a house, you are required by… Continue Reading

Health Insurance Coverage In Pennsylvania Available InsureDirect.com

Individual health rankings for Pennsylvania residents by the United Health Foundation paint a bleak picture.  Air pollution levels in the keystone state registered at 13.3 micrograms of fine particulate per cubic meter. This represents astonishing levels of pollution in comparison to other US States. If that has not made you call your local  independent insurance agent, then consider… Continue Reading

Berskhire’s National Adds New Twist To Auto Insurance Empire

On Friday August 26 2001, Transatlantic Holdings initiated agreements with National Indemnity, a unit of Warren Buffett’s Berkshire Hathaway regarding a $3.2 billion takeover option and thus adding a new surprise in the battle for reinsurers. This option will add another valuable component to Berkshire’s holdings which also includes GEICO Auto Insurance Company’s Cavemen and adorable Gecko. GEICO’s car… Continue Reading