It's true. One 2 Minute Call to Save Real $$$
Click to Call and Quote Them All

Category Archives: New York Insurance

New York Drivers: Visit www.insuredirect.com or call Toll-Free (800) 807-0762 to receive an Auto Insurance Quote for you and your family. We represent over 30 insurance providers across the country and offer low rates and instant coverage.

Texting While Driving And Your Auto Insurance

Post Date July 17, 2014 – More and more states and localities throughout the country have instituted laws prohibiting texting while driving.  These laws will make these actions a crime which come with severe penalties for these violations.

It’s important that we all keep in mind the danger we put others in while using our smart phones for texting while driving.

Texting While Driving And Your Auto InsuranceAs for other traffic violations, any moving violation or infraction listed on your driving record can affect your auto insurance premium. In states where laws on distracted driving have already been passed, they already prohibited the use of handheld cell phones and other mobile communication devices. Getting caught texting while driving will surely earn you a a moving violation.  Aside from the financial penalty which comes with a citation, you can also expect increased rates on your next auto insurance renewal.

In the past when having one texting while driving violation may not have much of an affect on the cost of your auto insurance, in some states texting while driving is being treated as the major offense it truly is.

Only a handful of states having instituted laws to criminalize the use of mobile devices while your hands are at the wheels, the states of New Jersey and New York  holds the harshest point-related penalties. Texting while driving in New York can earn a driver a three-point penalty.

A new study from State Farm revealed that the number of drivers that are using their mobile gadgets not just for texting or making a call but as well as using other services like e-mailing, playing music, etc., have increased. The distracted driving report made by State Farm involved 1,000 surveyed auto insurance consumers.

The study also showed that drivers who use mobile communication devices while driving are not only confined to the younger age group. It now applies to almost all ages and that the numbers are on the rise.

[php function=1]

New Jersey Homeowners Insurance Laws May Change

Post Date December 26, 2013 – New Jersey Homeowners Insurance Rates may experience changes in the very near future. legislators planning to provide clearer information to New Jersey homeowners insurance buyers are introducing a few new bills which would require New Jersey Homeowners Insurance carriers to provide a clearer policy summary when a New Jersey Homeowners Insurance Policy… Continue Reading

Suspended Drivers License In PA For Texting

Post Date March 25, 2013 – Not only are drivers banned from texting while driving  in most states in the U.S., you can expect a suspended drivers license in PA for that offense. In addition to the ban from texting while driving, many states have barred drivers from using mobile communication devices. Even with the… Continue Reading

Fake Car Insurance Claims Filed By Creeps

Post Date January 29, 2013 – Car Insurance Companies in the state of New Jersey are very concerned over the explosion of fake car insurance claims being filed in the Garden State.  New Jersey prosecutors had a meeting recently to say no to fake car insurance claims.  These fake car insurance claims have flooded the… Continue Reading

Car Insurance Claims Are Pushing 230,000

Post Date January 22, 2012 – Super Storm Sandy is still causing havoc on the car insurance claims community. Regardless  how many wheels your vehicle had, be it a Car, truck, trailer, car insurance claims are being filed. Sandy hit the East Coast hard the last week of October.  Car insurance claims for all types of vehicles are… Continue Reading

New York Insurance Losses For Storm will Reach $33 Billion

Post Date  January 14, 2013 – That financial damage incurred from Superstorm Sandy will cost the state of New York about $33 Billion. With a budget of $132 billion a year, New York Insurance damage losses of 33 Billion dollars will most likely bankrupt the state if the federal government does not chip in. The… Continue Reading

Hurricane Sandy Takes It’s Toll on Thousands Of Boats

Post Date November 19, 2012 – The United States Boat Owner’s Association announced last week more than 70,000 power boats, sail boats and jet ski’s were either damaged or sunk when Hurricane Sandy his the east coast two weeks ago. Hurricane Sandy and the winds it brought to New Jersey, New York and the other states… Continue Reading

Flood Damaged Cars Illegally Sold

Post Date November 12, 2012 –  Hurricane Sandy was the most devastating storm to hit the east coast in 60 years. Both Homeowners and Auto Insurance Carriers have been adjusting thousands of claims compensating those for Flood Damaged cars and homes.  Two states out of the 9 effected by the storm had the highest number of… Continue Reading

Hurricane Insurance Deductible Waived For Homeowners

Post Date November 11, 2012 – Hurricane Sandy was the most destructive weather event in the northeast over the last 60 years.  The death and destruction from Sandy will be felt for decades.  Law makers in the effected eight states and the District of Columbia recently announced a temporary change in Homeowners Insurance Rules to help… Continue Reading