Suspicious Fires in Evesham New Jersey

NJ auto insurance coverage should pay for truck damage.  Evesham, New Jersey Police Department are looking into three suspicious fire that occurred at the same address for the third time this year. The residence which is located in a unit block at Wessex Place in Evesham Township. The latest fire occurred  during the evening of July 4 of this year. It was reported that no one was home at the time of the fire which had completely destroyed an out building behind the house. Authorities have disclosed that two of the previous fires occurred  when an unknown person torched the residence’s shed and vehicle.  The first fire occurred when the someone torched the victim’s truck which was just parked outside the recently torched house. Although it’s not known if the victim had either Homeowners or  NJ Auto Insurance coverage, if yes;  their NJ auto insurance policy would defray the costs of the repairs.  Of course vandalism is covered under any NJ auto insurance policy as long as the specific coverage has been purchased prior to the claim.

NJ Auto Insurance Coverage May Pay For Suspicious Fires

As part of the Evesham New Jersey Police investigation,  authorities have increased their patrols of the area and have been asking other  neighbors to be vigilant,  especially during the night. All three fires occurred during evening.  These  incidents are being investigated by both the police and the Evesham NJ Fire Marshal’s Office.. Anyone with information concerning the three suspicious fires in Wessex Place are asked to contact the Evesham NJ Police Department.

Visit our New Jersey auto insurance page to see latest happenings and headlines in the state of New Jersey. Also get your Evesham, NJ Car Insurance at cheaper rate.

NJ Homeowners Insurance Rates May Increase In East Brunswick

Post Date  July 30, 2012 – At least four houses may see their NJ HomeownersInsurance Rates increase after they were damaged and four others evacuated.  The fire was

initially identified when firewas seen escaping through the roof of one building in the morning of June 13, 2012, in East Brunswick, New Jersey. Though the fire had become intense, nobody was reported injured in the incident that occurred on Cypress Lane near Helmetta Boulevard and Old Stage Road.  The fire was able to burn two housing units located on the second floor, and brought heavy damages to the other two units below it. Residents of the townhouses were force to flee their homes for safety. Fire officials in East Brunswick reported that the fire started at the 2602 address second-floor unit whose residents, a family with three children, were away. Regardless the reason for the fire, they should see their NJ Homeowners Insurance Rates increase.

NJ Homeowners Insurance Rates May Increase

Area residents disclosed that though the police were able to respond quickly to the scene, it took more than 20 minutes for the firefighters to arrive.  This claim was rejected by Fire Capt. Ron Sommers of the East Brunswick District One.  Township construction code officials, police and fire investigators are still investigating the cause of the incident. It’s important to remember the amount of damage to a dwelling from a fire can be quite severe. Although in every case you can estimate the cost of repair for exterior damage, structural damage is much more difficult.  To find structural damage;  in many cases you must  remove more exterior areas causing additional damage to a structure. Without doing this, you may miss some major damage which could cause a tragedy in the future.  In any structural fire, repairing the building to meet current building code is very costly.  In most of these cases, you will see your NJ homeowners insurance rates increase for at least 36 months.  If you have a Car Insurance and Homeowners Insurance Bundle, you will see your rates increase as well.

-Mike

Michael E. Dortch
President &  Managing Agent
InsureDirect.com
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762

Post Date July 29, 2012 – South Carolina car insurance regulators will be forming a panel of experts which will study the “Black Box” catastrophe models which are computer programs that impact  property and casualty  insurance rates.

Charleston, SC based The Post and Courier Newspaper reported recently that the State’s Department of Insurance will form the said panel that will include a meteorologist who is an expert on hurricanes, an engineer that has expertise on high winds and its effects on structures, and an South Carolina Car insurance actuary that have analyzed catastrophe models.  SC Department of Insurance spokesperson,  Ann Roberson;  announced that plan for forming such panel has been in works for months now.

South Carolina Car Insurance Officials To Study Catastrophe Models

“Black Box” catastrophe models started in the early 1990s after Hurricane Andrew brought great amount of damages to Florida that South Carolina car insurance companies had never predicted. These devices have been in use to predict potential losses for Property and Casualty Insurance Companies to justify increases on  Homeowners and Auto Insurance Rates.  However, how these catastrophe models do their calculations is being kept secret by the catastrophe-modeling companies, thus the name “Black Box.”

Michael Young, senior director of model product management of Risk Management Solutions disclosed that newer models include information on how storms will decay on landfall, and calculations suggest that losses will be greater than previously thought. Young said that catastrophe models make the Property & Casualty Insurance market more stable.

Mike

Michael E. Dortch
President &  Managing Agent
InsureDirect.com
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762

Post Date July, 28 2012 –  Car insurance rates on the rise after Police Department records show the intersection of has the most number of crashes than any other intersections in the entire city of  Atlantic City, New Jersey.  Records indicate that between 2008 and 2011, a total of 113 At Fault Accidents took place at  that dangerous roadway intersection.  The City of Atlantic City hosts more than 2 % of all the crashes that took place in and around  New Jersey area  intersections. Atlantic City, New Jersey has more than 450 intersections. None as dangerous than Albany and Winchester. On the other hand, the intersections at Atlantic and Michigan Avenues is also being considered as the most dangerous place for pedestrians crossing after 15 people have been hit by motorists over the past four years.   There have also been a total of 66 At Fault Accidents which include two DUI’s.

Car Insurance Rates On The Rise

"Car Insurance Rates in Atlantic City"

To reduce car insurance rates and the probability of these accidents on Atlantic City’s roadways, Deputy City Engineer John Feairheller said that the city is going to implement some projects that will include installation of additional cameras, better synchronized traffic lights and other measures that will ease traffic patterns and reduce frustrations among regular Atlantic City drivers. New Jersey’s Department of Transportation statistics showed that last year, Atlantic City had 2,307 vehicle crashes within its jurisdiction. The majority of them occured at Atlantic City intersections. Unfortunately; because of of the high number of auto accidents in the popular vacation city, car insurance rates for Atlantic City, NJ residents is increasing.  Of course auto insurance rates are based on the claims experience of an insurance company in a specific location. Cities with a higher population and more automobiles per square mile always seem to experience a higher claims activity.

When you need more relative information about Atlantic City, New Jersey Insurance you can browse it within the site or you visit the link.

-Mike 

Michael E. Dortch
President &  Managing Agent
InsureDirect.com
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762  ext. 602

Post Date July 27, 2012 – Brick, New Jersey Driver should see his NJ car insurance rates increase after his At Fault Accident. Six children and one adult were reportedly injured after his car collided into a school bus full of children at the intersection of Olden Street and Route 88 in Brick, New Jersey.  The accident occurred om  July 10, 2012.

NJ Car Insurance Rates Will Increase After School Accident

According to Sgt. David Bedrosian of the Brick Police Traffic Safety Unit in Brick Township New Jersey the accident was caused by the car’s driver, Craig W. VanBaulen, also of  Brick, New Jersey.  New Jersey Police authorities disclosed that Mr, VanBaulen may have been suffering from an unknown medical condition.  It’s possible the medical condition caused a temporary episode causing the driver to lose control of his car.   The police reported that the bus which was transporting 21 children from a Sayreville gymnastics school to Adventures Jersey Shore on Princeton Avenue.  The school bus was stopping at a red light when it was hit a by the at fault driver’s 2012 Toyota Camry.  Sgt Bedrosian reported that VanBaulen was in the process of making a right turn towards Route 88 West from Olden but failed to stay in his lane. He drifted out of his assigned lane and hit the School bus head-on.  VanBaulen, together with the six injured children, were  all rushed to Ocean Medical Center for immediate medical treatment. The car’s driver was treated for both stomach and head injuries. The cause of the said collision is still being investigated further by the Brick Police Department.

It’s important to note; regardless if you have a car accident which is caused by a medical condition – it is still considered an At Fault Accident.  When you are involved in an at fault accident in New Jersey; you should fully expect you NJ car insurance rates to increase. The New Jersey rules of the road clearly state, you must maintain control of your car at all times. If you lose control of your car and cause damage to either yours or others personal property should expect an increase in their NJ car insurance rates.

Need more news? Visit our New Jersey Car Insurance News Page to see headlines and happenings in the state of New Jersey.

-Mike 

Michael E. Dortch
President &  Managing Agent
InsureDirect.com
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762

Post Date July, 26 2012 –  A car insurance broker whom also marketed health insurance products from Baltimore, Maryland pleaded guilty recently to stealing more than $2 million from the Perth Amboy Board of Education and the City of Perth Amboy in New Jersey. Francis Gartland of Gartland and Co. along with his other two companies, the Federal Hill Risk Management and E-Administrative Systems pleaded guilty before the superior court in Middlesex County, to charges of second-degree theft by deception and first-degree money laundering. Since the Health Insurance Premiums were on an agency bill basis, it was obviously easy to invoice the health insurance premium and collect the money.  Of course a car insurance broker would have a very difficult time stealing car insurance premiums since most companies collect on  their own monthly bills.

Car Insurance Broker Defrauds Perth Amboy, NJ

According to the Office of the Attorney General in New Jersey, Gartland defrauded the Perth Amboy New Jersey Board Education from November 2003 to July 2009 through  his insurance agency, Gartland and Co., obtaining $2,593,400 for charging it with non-existent healthcare related services that included employee assistance and wellness programs. In addition to this, from January 2005 to July 2009, Gartland and others through the Federal Hill Risk Management were said to have fraudulently obtained $216,495 from the City of Perth Amboy by making false representations to Perth Amboy’s medical insurance carrier. Under Gartland’s plea agreement, he will be recommended for 15 years sentence in a state prison for the money laundering charge, and seven years for the theft charge. The sentences is said to run concurrently. Gartland will not be eligible for parole for 7.5 years. Sentencing is set on September 10, 2012. Although the insurance broker was charged with retaining health insurance premiums, at no time was being a car insurance broker or car insurance products part of the charges.

-Mike

Michael E. Dortch
President &  Managing Agent
InsureDirect.com
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762  ext. 602

Post Date July, 25 2012 – Federal appeals court in Philadelphia, Pennsylvaniahad recently ruled that a  popular car insurance company does not have to pay the

Car Insurance Company Won’t Have to Pay

damages as part of a settlement over a scandal involving privately owned juvenile detention centers. The Third Circuit Court of Appeals panel agreed the popular car insurance company,  Travelers Property Casualty Co., is not bound to pay part of the damages that amounts to $1.75 million under its policy for a Philadelphia area developer.  The court said the popular car insurance company should not be forced to pay because  according to the plaintiffs,  the developer knowingly committed the acts that led him to the lawsuit. This would mean the nearly 2 million dollars in damages would need to be defrayed completely by the defendant in the case.

Car Insurance Company Won’t Have to Pay

In a civil-rights actions filed against the developer by the former juveniles who claimed that they were victims of the kids-for-cash scandals. Accordingly, the developer paid $2.1 million to two former Pennsylvania judges who placed the juveniles in the for-profit detention centers built by one of the developers companies. The judges whom were involved in the scandal both landed in jail.  The developer built the two juvenile detention centers that were associated with the kickback and payoffs to the Judges. The developer pleaded guilty to federal charges.  Since the popular car insurance company, Travelers,  insured the  developer – their liability insurance policies were in danger.  Since the acts of the insured were illegal and voluntary; Travelers Insurance Company is not legally liable to pay any claims under the policy form.  Although they sell many different types of insurance; the public recognizes Travelers Insurance as a car insurance company.

-Mike

Michael E. Dortch
President &  Managing Agent
InsureDirect.com
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762

Post Date July 24, 2012 –Regardless of your Blood Alcohol or how high the DUI charge, Drunk Driving Car Insurance with low rates can be purchased with one call

Drunk Driving Car Insurance Is Cheaper Than You Think

Bethlehem, Pennsylvania Police arrest a  PA State Representative for Drunk Driving while he was driving home from Harrisburg State House. The congressman’s blood alcohol level was made public after he decided against having a preliminary hearing.  The PA Congressman’s blood alcohol level which was nearly four times the legal limit will raise the level of the DUI charge against him but not the rates he will pay for Drunk Driving Car Insurance. The highest-level for a DUI offence is an alcohol level of 0.16 percent or above.  It carries a penalty of one-year suspension of driving license, three days to six months imprisonment and a fine of $1,000 to $5,000.

Drunk Driving Car Insurance Is Less Expensive

Court records showed around 7:20 p.m police received a call reporting the  possibly of an intoxicated man who had fallen, hit his head and drove away. Moments later, 911 received another call which reported  a man was driving erratically.  As the Bethlehem  Police arrived at the scene, they noted the gentleman was sitting in the driver’s seat while the engine was still running. Police immediately could detect the drunk man had a strong odor of alcohol on his breath.  He was taken to St. Luke’s Hospital where his blood was drawn for blood-alcohol test. After his arrest, the driver to the police he has had “a long and personal struggle with alcohol.” Accordingly, he “deeply regretted” his actions. When a car insurance company checks a policy holders driving record at renewal, all violations including a drunk driving conviction with be found. In most cases, the car insurance policy will be non-renewed.  A common misconception is obtaining Drunk Driving Car Insurance at a low price is difficult. One call to our Toll-Free Help-Line will have you instantly bound for drunk driving car insurance coverage at the lowest price in the industry – guaranteed.

-Mike 

Michael E. Dortch
President &  Managing Agent
InsureDirect.com
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762  ext. 602

 Car Insurance Rates Skyrocket

Car Insurance Rates Skyrocket

Post Date July 23, 2012 –A pickup truck crashed into a row house on Walnut St. in  Allentown, Pennsylvania on July 6, causing minor structural damage to two attached homes. The truck’s driver later identified as Avelino Cortez, 45, of Allentown.  As in any at fault car accident, the driver should expect their car insurance rates to increase.  A witness to the accident told police that around 5 p.m., the truck after swerving to miss an oncoming car and whipped left and crashed into the brick house. After the crash, the driver got out of the truck and yelled angrily to an unidentified woman who was reported to be running after the pickup before it crashed. The driver whom had blood on his face ran off with an unidentified woman following him. Cortez’s pick-up truck was left in the scene with a shattered windshield and a badly damaged front end. The truck also did major damages to a basement stairwell railing and a parking meter on the street. Although it was not reported which auto insurance company Cortez was with, its certain his car insurance rates will increase.

Using the witness’ descriptions, police officers were able to spot Cortez as he walked past the police station at Hamilton St., who then took him into custody.  The incident is still being investigated by the Allentown police.  Even in situations where a driver has an at fault accident and is charged with leaving the scene of an accident, InsureDirect.com is still offers the lowest car insurance rates in Allentown, Pennsylvania. Aside from providing cheap auto insurance in PA, InsureDirect.com also provides the lowest car insurance rates on commercial vehicle insurance, motorcycle insurance, homeowners insurance, and  renters insurance.  We offer instant coverage and  accept all major credit/debit cards,  MoneyGram and Western Union’s Quick Collect.

-Mike

Michael E. Dortch
President &  Managing Agent
InsureDirect.com
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762  ext. 602

Post Date July 21, 2012 – Easton, Pennsylvania man will see his car insurance rates increase.   PA State Policesay he drove his car through two private lawns and ran

Easton PA Man Will See His Car Insurance Rates Increase

down trees on July 3, 2012.  Driver was identified as Dimitrius Paoline, 20, of Easton, Pennsylvania. Paoline will face at least six traffic offenses. These offenses alone will cause an increase in Paoline’s car insurance rates.  The report further said that before the incident, Paoline was traveling on Raubsville Road at around 1 a.m.  The driver had two minors in the car at the time.  He was reported to be driving eastbound when he suddenly went to the right side of the road  into the yard at 245 Raubsville Road.  Paoline’s car then went down a hill,  through the trees and through another private yard before returning to the road.  According to Cpl. Christopher Eismont of the Pennsylvania State Police, Paoline’s car destroyed 150 feet of lawn and one tree.

Easton PA Mans Car Insurance Rates Will Increase

Witnesses were able to give the authorities a clear description of Paoline’s car and its license number which led the State Police to successfully stopped Paoline as he was trying to flee the accident scene. The car had incurred moderate damage as a result of traveling across lawns and hitting the trees on the two properties.  It is not known  at this time if Paoline maintained current car insurance rates on his vehicle. The damage to the lawns will most likely range in the thousands of dollars. If insured, his car insurance would pay for the damage as the accident is consider an At Fault Accident.  The state minimum for Property Damage on an Pennsylvania Auto Insurance  policy is $5,000.00.  Paoline will certainly see his auto insurance rates increase at his next renewal. InsureDirect.com offers the lowest car insurance rates in Easton, Pennsylvania. Aside from providing cheap car insurance in PA,  we also provide the lowest rates on commercial vehicle insurance, motorcycle insurance, homeowners insurance, and renters insurance.

-Mike 

Michael E. Dortch
President &  Managing Agent
InsureDirect.com
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762  ext. 602