Post Date November 29, 2013 chiropractor in New Jersey had recently pleaded guilty to participating in defrauding New Jersey auto insurance companies by submitting false documentation.

“The Doctor would be forced to pay back the amount he stole from the New Jersey auto insurance companies”

The New Jersey Attorney General’s Office reported that chiropractor, Dr. Joseph Salomone, a resident of Nutley, was able to defraud nearly $90,000 from New Jersey auto insurance Companies.  The chiropractor pleaded guilty in Superior Court to second-degree health claims fraud. The authorities said that the Doctor and his staff submitted fake claim documentation to a number of New Jersey insurance companies.  They would file claims with number of insurance companies for the same accident victim. The New Jersey auto insurance companies which Salomone billed were , Allstate, United States Automobile Association, Liberty Mutual Insurance Company,New Jersey Manufacturer’s Insurance Company, High Point Insurance Company .

After pleading guilty, Salomone told the court that he  had his staff complete periodic evaluation forms which contained the results from a number of motion tests of car accident victims. These forms assessed by chiropractors to evaluate whether patients need to continue chiropractic care. The Prosecutor later found the patient’s medical record did not reflect whether they need to continue treatment with Salomone or seek treatment with another Doctor.

Acting Attorney General John J. Hoffman said that by Salomone’s criminal actions, he was able to cheat nearly $90,000 from New Jersey auto insurance companies.  He was able to do this by a number of patients for unnecessary treatments.

By admitting he was guilty of insurance fraud, officials in the state of New Jersey has recommended the chiropractor be sentenced to four years imprisonment.  In addtion; The Doctor would be forced to pay back the amount he stole from the New Jersey auto insurance companies.

Salomone’s case is an example wherein health care providers use their patients without their knowledge to defraud New Jersey auto insurance companies out of millions of dollars. The Attorney General announced that they will continue to aggressively go after corrupt Doctors.

Post Date November 18, 2013 – Do you have a gap in your Oregon auto insurance? Is it due to a legitimate reason? Maybe you found yourself being asked to pay a much higher premium at the time of renewal. A consumer advocate from the Oregon Insurance Department is pointing to just this reason.

Oregon Auto Insurance Lapses in coverage should be addresses immediately

It has been known recently that a number of Oregon Auto Insurance carriers are penalizing their policyholders for the so-called lapses in their coverage history even if such drivers have legitimate reasons. This issue has many Oregon auto insurance consumers stating this is a practice being used in the state. In Oregon, most of the common legitimate reasons why policyholders will experience a lapse in their coverage are the following:
• They have been deployed for work overseas or did not have the need to drive;
• They have sold their vehicle and evidently have stopped driving;
• They went to school or college and did not have a need to drive a car;
• Or they are just using alternative transportation means instead of driving their own vehicle. According to an Oregon consumer advocate in the Oregon Insurance Department, some auto insurers are charging higher premiums to policyholders who had a lapse in their coverage history as they see drivers operating without Oregon Auto Insurance to be less responsible as opposed to those who maintain their policy without any lapses in Oregon Auto Insurance Coverage.  Some consumers did stop paying their bills due to legitimate reasons such as not having the need to drive.

The Oregon Insurance Department is aimed at informing the public that they can’t be penalized by their Oregon Auto Insurance Company for the above-mentioned reasons. According to consumer advocates the most egregious example they had encountered are military servicemen and women who found themselves being charged for a higher premium when they purchased an Oregon Auto insurance policy after returning home from overseas.
Consumer advocates advise serviceman and women if they encounter such situation with their Oregon auto insurance, contact the Oregon Insurance Department for Help. You can also call the offices of InsureDirect.com and their agents will make exceptions for serviceman or service women.