South Carolina Insurance for residents of the State of South Carolina! As a resident of “The Palmetto State,” you need to know that you are required by State Law to maintain Financial Responsibility by purchasing and maintaining a South Carolina Insurance Policy. InsureDirect.com represents 30 Auto Insurance carriers nationwide and will provide you with a price and payment plan which may really surprise you.
We have the agents and resources to serve all your insurance needs. Call InsureDirect.com at (800) 807-0762 and let one of our agents review all the South Carolina Insurance Programs we have available for you. Regardless of whether you have a flawless driving record or you have accidents, tickets or violation. Our agents can design an auto insurance program for you and your family’s needs. This South Carolina insurance information page outlines the coverages which are required and the insurance limits which need to be maintained. South Carolina Auto Insurance Liability In the State of South Carolina; an auto insurance liability policy has three major sections:
- Bodily injury
- Property damage
- Uninsured/Underinsured motorist coverage.
Bodily Injury liability insurance protects you and your assets from claims or law suits others can file against you when an accident is you fault. South Carolina requires all drivers of a registered car or truck to carry a minimum Bodily Injury amount of $25,000 per person, $50,000 for all persons injured in one accident and Property Damage coverage limits of $25.000, Uninsured /Underinsured Motorists Insurance Coverage (UM/UIM) protects the policy holder if he or she is hit by a uninsured or underinsured driver. This coverage also pays you if you are involved in a hit-and-run accident and later the driver is determined not have current auto insurance coverage. The required minimum insurance limits for UM/UIM are matching to the Bodily Injury – $25,000 per person, $50,000 for an entire accident when more than one person is injured. Important note on Property Damage Property damage auto insurance coverage includes both collision coverage and comprehensive coverage. Collision Auto Insurance Coverage pays for physical damage to your car, truck or SUV as the result of your car hitting an another object, like another car or Telephone Pole. This specific auto insurance is optional and not required by South Carolina law.