According to a recent study, 1 out of 3 consumers pay more than necessary for car insurance. This is because most drivers fail to shop around for cheap car insurance. Instead, they simply accept the quote their insurers provide them.

Young drivers, in particular, pay a lot more than the average since they are more likely to claim. Remember, the more you know about how insurance works, the lesser your premiums will be.
Whether you’re young or old, male or female, follow these easy steps and get cheap car insurance.

4 Easy Steps for Finding Cheap Car Insurance

Compare prices
If you want to get the best deal, this is the first step you need to take. Go online and get quotes from different insurance companies. You can use an online comparison service to do the hard work for you.

When shopping around for cheap car insurance, make sure that you are comparing like-for-like cover.

Haggle
Due to the increasing number of car owners looking for cheap car insurance, the car insurance market today seems to be notoriously competitive. So, once you have found a good deal, get on the phone and start bargaining.

No-claims discount
A long no-claims bonus is one of the best ways of reducing the cost of your auto insurance. Drivers who don’t claim are entitled to more than 50% off their premium.
If you have been in a minor accident, choosing to pay for the repairs yourself and safeguarding your no-claims discount might be your best option.

Make your car more secure
Keeping your car securely locked inside the garage will not only give you peace of mind, it may also result to a cheaper car insurance. Mind you, car owners who make it more difficult for thieves to steal their car are more likely to pay less for their car insurance.