Florida Say’s No To Their No Fault Auto Insurance System

Post Date 3.7.12 – The Florida legislation has passed two house bills, while another is awaiting  for debate in the senate.  Florida Law makers want to change the states Auto Insurance PIP System because of fraud cases. These cases have resulted in soaring auto insurance rates for state residents over the past decade.

In Florida, auto insurance buyers are required to buy $10,000 in Personal Injury Protection for medical bills regardless of which driver is at- fault.  No fault system auto insurance is only filed in twelve states due toward the relative ease of car insurance fraud. Law makers want to introduce a new car insurance system referred to as Emergency Care Coverage (ECC). The new car insurance system eliminates all of the loop holes available in the present system.

The number of automobile insurance PIP claims in Florida has increased dramatically over the last decade.  Automobile Insurance pundits say drivers in Florida pay nearly a Billion dollars a year more for fraudulent auto insurance cases annually. Automobile Insurance Company statistics show Florida’s Tampa/St. Petersburg area is among the worst affected in terms of automobile insurance fraud.  Because of these increases across Florida,  cheap auto insurance rates have increased by 50 percent state-wide.


Michael E. Dortch
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