Georgia Insurance

 The State of Georgia was the 8th U.S. Insurance Market entered in 2007. Taking my agency national has been a treat for both me and my staff.  Offering  auto, homeowners, motorcycle, commercial vehicle and health insurance in a new state has aways been enjoyable.  I remember back in 1994 when we entered our very first new insurance market.  I opened

InsureDirect in 1992. At that time, we only sold insurance in the state of Pennsylvania.  Two years later in 1994, management at Progressive Insurance Company felt we were doing so well in our home state, they offered me an opportunity to market the state of Delaware if we wished.  Keep in mind, marketing another state without a physical location was unheard of in those days.  The only folks whom marketed auto and home insurance products over the phone were the insurance carriers themselves. Regardless; we felt we offered something very different to the public and we have now been doing it for 20 years. represents the nation’s top 30 major auto insurance carriers.  There’s no need to make phone call after phone call.  One phone call to will save you more money and provide you with the best insurance carrier for your needs.


Georgia State Flag
Georgia State Flag

Georgia state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.

Minimum Required Insurance Coverage in Georgia:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit

If you are looking to buy only Georgia’s state minimum coverge, has dozens of different car insurance program teirs in Georgia to meet your needs.
The state of Georgia follows a Tort system very similar tothe state of Pennsylvania, meaning a driver must be found to be at-fault for causing an auto accident and the driver and his/her auto insurance company must pay for the damages.
Although the State of Georgia does not require any driver to buy  Uninsured/Underinsured Motorist Bodily Injury coverage to pay for bodily injury caused by a uninsured or underinsured driver . If you don’t currently carry Health Insurance Coverage, It may be a good idea to carry this coverge.