A few years ago, if you wanted to get NJ car insurance quotes, you’d have to wait for a few days. But technology has changed all that. Now, insurance companies can give you a quote in a matter of minutes. Meaning, you have more time to compare policies and get the best deal in a short span of time.

When shopping for competitively priced auto insurance, the key is getting accurate NJ car insurance quotes. Follow our tips and get more accurate quotes.

Getting Accurate NJ Car Insurance Quotes

Review your driving record

A recent moving violation or a speeding ticket can make a big difference on your car insurance premiums.

When you submit an online car insurance application, keep in mind that the insurer will be checking your motor vehicle record before they provide you with NJ car insurance quotes. Considering how important this is, it might be best to order a copy of your driving record and review it before you submit an application.

Getting the Most Accurate NJ Car Insurance Quotes

In order to get accurate NJ car insurance quotes, it would be a good idea to gather all the information you need before you start shopping online. This includes:

• Vehicle identification number
• Driver’s license number
• Any insurance claims or driving violation you’ve had in the past 5 years
• Driving distance to work

Credit history
This is also an important factor that affects your auto insurance rate. While most sites do not ask for your exact score, you have to at least tell them whether it’s excellent, good, fair or poor.
If you don’t know your score, you can get a copy of your credit report online. Remember, your credit score is very important so it would be good idea to review your credit report from time to time.