Every day in the State of Ohio and young man or woman reaches the age of 16 years.  Not only is this an exciting time for that teenager, that 16-year-old’s or their parent or guardian must think about that young adult obtaining their drivers license.  After studying the printed and/or online study material containing the rules, regulations and laws of the road in the state of Ohio, every 16 year old must take both a written and behind-the-wheel driving test in order to obtain a Ohio Drivers License.  Once the new licensee places their Drivers License in their pocket or purse; securing financial responsibility or what is commonly known as Ohio car insurance is required for every Licensed Ohio Driver.  The common misconception is Car Insurance for Teenagers is very expensive and unaffordable.

Car Insurance for Teenagers – in Ohio and beyond

Car Insurance for Teenagers

Like any purchase,  we all do extensive shopping to know where to obtain the best price.  There really is no other way to be absolutely be sure you are not paying “way too much”.  Searching for a price for car insurance for teenagers is no different. The insurance agents at InsureDirect specialize in driving risks other car insurance companies do not want.  We have been doing this for 20 years. Insuring teenagers was one of the first type of driving risks we focused our expertise.  The bottom line is this, if you are a new driver and you need auto insurance, InsureDirect can help you individually or help your family if you happen to be a driver on a parents auto insurance policy.  In many situations, minor accidents occur while a Teenager is driving a parent’s car.  A family car insurance policy which has been in force for many years is just as vulnerable as a policy which has been in force for two years.  Don’t let any agent tell you and differently.  If the insurance company feels you are no longer a good profitable risk, they will cancel your auto insurance policy. If a youthful operator has an accident, in most cases that driver is not covered by the “First Accident Forgiveness Clause” if provided under most auto insurance policies. The Auto Insurance carrier will only consider the named insured on that policy.

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