Every day in the city of Trenton, drivers whom have a registered auto, truck or motorcycle in New Jersey shop for the best rates and the top car insurance companies in the state. With hundreds of unlicensed auto insurance web-sites on the world-wide web claiming to be legally authorized to sell auto insurance in the state, identifying a legitimate auto insurance company in Trenton, New Jersey is not easy. The top licensed car insurance companies can be easily identified by contacting the New Jersey Department of Banking and Insurance. This New Jersey state agency is responsible for protecting the auto insurance buying public. Not only are they responsible for helping insurance companies set and maintain fair rates and underwriting. The Department also ensures the men and women whom market insurance are properly educated and licensed.