Individual health rankings for Pennsylvania residents by the United Health Foundation paint a bleak picture.  Air pollution levels in the keystone state registered at 13.3 micrograms of fine particulate per cubic meter. This represents astonishing levels of pollution in comparison to other US States. If that has not made you call your local  independent insurance agent, then consider the following. There were 16.8 cases of infectious diseases per 100,000 people in PA in 2010. Only a paltry 87.8 percent of children between the ages of 19 to 35 months were immunized. These findings show how important it is to have health insurance coverage in the keystone state. 

The good thing is that it is still possible to obtain affordable health insurance coverage in PA. In Pennsylvania, all Health Insurance Companies can refuse to cover you on an individual health insurance plan as a result of a pre-existing health condition like Heart Attack, Cancer or Stroke. With over 140,000 newborn babies being delivered, only a meager 10 percent have private health insurance coverage which is paid for by the parent. This is a recipe for future health problems which can be easily dealt with. Health insurance coverage enables you to address possible health problems early with the right medical attention. These also save the state and nation huge losses in human capital as a result of lost productivity. 

The first step in acquiring appropriate medical insurance coverage is by visiting a local licensed health Insurance Agent like InsureDirect.com. Here you can get information about the requirements for a Health Insurance Policy Application. There are several different types of health coverage available. These include temporary, student, employed, small business, cobra coverage, vision, dental and others. Keep in mind you also don’t need to purchase a Health Insurance Policy with all the Bells & Whistles like Pharmacy, Dental and Optical.  You can purchase a policy for specifically Major Medial which would only cover a catastrophic event like an auto or motorcycle accident.

 Having health care insurance ensures in case of a medical emergency you do not have to fork out to pay astronomical hospital bills. It is up to you to choose how comprehensive you want your cover to be. Your health is the most important asset you have. It is therefore your duty to take the necessary steps to safeguard your health. The cost of premiums cannot be compared to your well-being.