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Category Archives: Maryland Insurance

Maryland Drivers: Visit or call Toll-Free (800) 807-0762 to receive an Auto Insurance Quote for you and your family. We represent over 30 insurance providers across the country and offer low rates and instant coverage.

Motorcycle Insurance Law Started October 1, 2012

Maryland Moped LawPost Date October 4, 2012 –  Maryland State Motorcycle Insurance and motor vehicle law now requires both moped and motor scooter operators to purchase motorcycle insurance.  In addition to motorcycle insurance; Maryland State Law will also require moped and scooter owners and passengers to wear both helmets and eye protection while operating  on Maryland’s Streets and Roadways.  As I mentioned in the title of today’s Blog, these laws became effective yesterday October 1, 2012.  The Maryland Motor Vehicle Administration (MVA) announced any Maryland  Drivers which want to operate any type of vehicle on a Maryland Roadway must maintain a valid US Driver’s license.  Of course if you drive a car in the state of Maryland, you must maintain an operators license.  In the past, all you needed to operate a moped or motor scooter was a automobile operators license.  Effective yesterday, you will be required to obtain a motorcycle permit and license before you can legally operate any motorized two wheel vehicle. Any Maryland Resident or Non-recent with a suspended driver’s license  in a any US State will  be permitted to drive any motor vehicles on Maryland’s streets and highways. Moped, Motorcycle and Scooter owners caught operating without a helmet, eye protection or a windshield will be levied a fine from $50.00 to $500.

Motorcycle Insurance Laws Now Include Mopeds & Scooters

The last but most important issue the new law mandates is the purchase of Financial Responsibility.  If you operate any motorized vehicle in the state of Maryland;   Motorcycle liability insurance and uninsured motorists insurance coverage must be purchased and renewed as long as you have a registered motor vehicle  A Motorcycle Insurance Policy with a minimum coverage limit of $30,000 for bodily injury person, $60,000 limit for bodily injury per accident, and $15,000 limit for property damage.  You must be also maintain uninsured and underinsured coverage limits motorists coverage.  The Maryland Department of Insurance has disclosed all  Auto insurance and Motorcycle Insurance companies do not extend insurance coverage for smaller moped and scooters. has always offered motorcycle insurance and insurance coverage for Mopeds and Scooters in the state of Maryland, Delaware, Pennsylvania, New Jersey, Ohio and the other 45 other US States.


Michael E. Dortch
President &  Managing Agent
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762  ext. 206

Connecticut To Waive Storm Deductibles Resulting From Irene

Many customers throughout Pennsylvania, New Jersey, Delaware and Maryland and parts of Ohio experienced losses from Hurricane Irene. It seems like no one was immune regardless if you lost your car, home, motorcycle or boat to wind or flooding.  My family home I lost its power for four days and many of my neighbors in the Bucks County Area of Pennsylvania experienced severe… Continue Reading offices Shake From Earthquake

On Tuesday August 30, 2011,  a strong earthquake rattled the East Coast of the US starting in the State of Virginia. The earthquake was so strong that it could be felt as far as Pennsylvania and inside the corporate offices of in Lansdale, PA which is 35 miles northeast of Philadelphia and all the way to Canada. The… Continue Reading

Consumer Labels on Health Insurance Plans

Regardless if your business is located in New Jersey, Pennsylvania, Delaware, Maryland, Ohio or anyplace in the US starting next year in 2012, Insurers and employers will have to clearly state the costs and benefits of the health and insurance plans that they are giving out. The U.S. health officials announced this rule only this Wednesday.… Continue Reading

Loophole on Health Insurance Exchanges: Authorities to Act

Although primarily focuses it’s marketing efforts on Online/Direct Car Insurance, Commercial Auto Insurance and Homeowners/Renters Insurance Products; as it’s company’s President and Managing Agent, I feel it’s vital I discuss topics which would be of interest to a broader base of insurance buyers.  This article is a perfect example of this.  In the latest… Continue Reading

Maryland Insurance Administration (MIA) To Conduct Insurance Rate Review

The Maryland Insurance Administration (MIA) which review and approve the insurance company rate filings for Auto Insurance Rate Quotes,and Homeowners Insurance Rate Quotes is set to review the increase of the health insurance rates in line with the new federal regulations spelled out in the Affordable Care Act. The review will be conducted in accordance to the Effective Rate Review Program.… Continue Reading

InsureDirect Offers It’s Car Insurance Customers “Snap Shot”

InsureDirect Offers It’s Car Insurance Customers “Snap Shot”

Progressive Auto Insurance is available at  Both myself and my Car Insurance Agents have represented the Mayfield Heights, Ohio Insurance carrier since 1993.  Their Pennsylvania based management team has always been very supportive of our PA Independent Agent channel and we consider Progressive Insurance Company one of the most important Property & Casualty carriers in our auto insurance carrier inventory. Starting in 1993, we started… Continue Reading

4 Factors To Bear In Mind When Switching Insurers

4 Factors To Bear In Mind When Switching Insurers

Maintaining Auto insurance in the state of Maryland is a valuable investment for any person who owns and registers a car in the Bay State. It provides you with reassurance that in case of an auto accident, you will not incur or be responsible for the bulk of the financial damages. In fact, when you buy a new automobile in Maryland, one… Continue Reading

Special Requirements And Considerations When Insuring A New Automobile

Special Requirements And Considerations When Insuring A New Automobile

Experienced drivers are fully aware of the requirements to obtain car insurance at their particular states of residence. The procedures to insure a new car differ from insuring an older one. There are particular needs and requirements for newer cars that do not apply for older ones. Some of the special considerations that relate to insurance coverage… Continue Reading