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Category Archives: Michigan Insurance

Michigan Auto Insurance

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Michigan State Flag


Michigan car insurance requirements start at 20/40/10.

This means you must have MI auto insurance MI the amount of $20,000 coverage for bodily injury liability per person and $40,000 coverage for bodily injury liability total per accident.




You are also required to carry at least $10,000 coverage for property damage liability total.

If the damage to either people injured or auto damage/destruction exceeds these limits, you will be responsible for for the difference.

Due to that fact, we urge you to check out getting more coverage than the bare minimum when buying Michigan auto insurance.

Democrats Oppose Changes To Michigan’s No-Fault Auto Insurance Law

Democrats Oppose Changes To Michigan’s No-Fault Auto Insurance Law

Friday’s Post 11/11/11-  If you read my post yesterday, I reviewed the proposed change to Michigan’s auto insurance PIP Laws.   Per Wednesday’s Blog Post; Michigan wants to limit the amount of Personal Injury Protection is offered per  at fault accident. These proposed changes to Michigan’s no-fault auto insurance law have drawn mixed reactions across the board with many Republicans… Continue Reading

Michigan’s No-Fault Auto Insurance Rules To Change

Michigan’s No-Fault Auto Insurance Rules To Change

 Thursday’s Post 11/10/11 –  Michigan is the only state in the U.S.  that  still offers “unlimited” Personal Injury Protection (PIP) benefits for auto accident victims. The unlimited insurance coverage includes lifetime benefits for victims who have suffered extensive injuries and will require lifetime medical care, as is often the case for spinal injuries and paraplegics. This is, however,… Continue Reading

Michigan’s Lifetime Auto Insurance Medical Coverage Under Threat

Michigan’s Lifetime Auto Insurance Medical Coverage Under Threat

Michigan’s lifetime auto insurance medical coverage insurance law for motor vehicle accident victims is under debate. Throngs of people assembled at the Capitol to voice their opinions regarding this crucial law that guarantees a lifetime of medical auto insurance coverage  for accident victims. As expected, the majority of people were strongly in favor of retaining this law. The people… Continue Reading

Michigan Educates Residents About Home and Auto Insurance

Michigan residents are now being urged to learn more about home and auto insurance coverage through radio announcements by the Office of Financial and Insurance Regulation (OFIR). The OFIR has taken this bold and proactive step to educate consumers all over the state on the importance of insurance and to provide valuable information about the best and most affordable rates… Continue Reading

Michigan Businesses to Pay Less for Worker’s Comp Insurance

As the owner  and managing agent of for the last 20 years, I can certainly tell you Worker’s Compensation Insurance  and its monthly payment is an expense I wish could be alot less. like other Auto Insurance Companies and general business through out the United States must defray this insurance expense when you use any staff. Business owners in the state of Michigan… Continue Reading