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Category Archives: Missouri Insurance

Mike Dortch and the licensed agents of InsureDirect offer the lowest Missouri Auto Insurance rates. One call to our Missouri Auto Insurance Toll-Free Hotline will save you lots of time and money. Not only will we offer the lowest Missouri Auto insurance ratesand the surrounding area, you don’t even need to leave the comfort of your home to obtain insurance coverage.

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All Missouri Auto insurance rates and all online car insurance products are bound for insurance coverage through our sister insurance agency’s appointment contracts, Combined Insurance Group, Ltd. Free Missouri Auto insurance rates provided both online and through our Toll-Free Missouri Auto Insurance Quote Hot-Line.




Missouri auto insurance requirements start at 25/50/10.

This means you must have Missouri auto insurance in the amount of $25,000 coverage for bodily injury liability per person and $50,000 coverage for bodily injury liability total per accident.

You are also required to carry at least $10,000 coverage for property damage liability total.

If the damage to either people injured or auto damage/destruction exceeds these limits, you will be responsible for for the difference.

Due to that fact, we urge you to check out getting more coverage than the bare minimum when buying Missouri auto insurance.

Missouri Auto Insurance Policies Dropped In Error

Premium FinancePost Date February 2, 2013 – A Missouri auto insurance premium finance company responsible for financing Assigned Risk Missouri auto insurance policies;  recently agreed to pay fines in excess of  $40,000.  The finance company prematurely cancelled  a fair number of State Assigned Missouri auto insurance policies.  Many people don’t understand what a State Assigned Auto Insurance Policy is.  In any state where auto insurance is a mandatory part of registering an automobile a State Assigned Risk Program in mandatory. In the State of Missouri where Missouri Auto Insurance is required, not all drivers will qualify for a Standard or Preferred Missouri Auto Insurance Policy.  New drivers and those drivers with Accidents, Tickets or DUI or Violations needs to apply to the State Assigned Missouri Auto Insurance Program.  Under normal circumstances, the payment plan offered by the Assigned Risk Missouri Auto Insurance Plan is not favorable to the buyer.  A premium finance company will offer the pay the insurance carrier the premium in full in-turn for better payment terms plus interest.

Missouri Auto Insurance finance company pays fine

According to state officials, the Premium Finance Company issued cancellation requests to the Missouri Auto Insurance companies for  a number of auto policies with an cancellation effective date as the date of notice.  A cancellation notice must provide the customer time to remit their late insurance payment or find replacement coverage.  The Missouri’ insurance statute that requires financing providers to provide no less than 20-day notice to insurers that had issued the policies.

If you happen to have a Assigned Risk  or High Risk Missouri Auto Insurance Policy, we provide a number of policy alternatives which are cheaper and have great payment programs.  InsureDirect has been offering an auto insurance alternatives to our customers for over 20 years.


Michael E. Dortch
President &  Senior Agent
Corporate Home Office
618 South Broad Street
Lansdale, Pennsylvania  19446
(800) 807-0762  ext. 206


Missouri Auto Insurance Companies Repay $10 Million

Post Date February 1, 2013 – In excess of $1o million dollars were paid to Missouri Auto Insurance customers who filed for additional claim payments before the Department of Insurance – Insurance Consumer Affairs Division, against their insurers last year. Complaints among those whom purchase Missouri auto insurance have the second-highest number of complaints in… Continue Reading

Missouri Auto Insurance Claims Checks Stolen

Post Date September 28, 2012 — Anyone whom knows me or has read my Blog know I can’t stand lying and or stealing.  Although anyone caught stealing  is an reprehensible act. If any licensed professional whom is responsible for a clients trust and money and makes a conscious effort to deceive and abscond with these… Continue Reading

NTSB Calls For Nationwide Ban On Cell Phone Use By Drivers

NTSB Calls For Nationwide Ban On Cell Phone Use By Drivers

Saturday’s Post  12.18.11 – The National Transportation Safety Board is pushing for a ban of cell phones and other electronic gizmos by drivers. This follows a chain reaction major car accident in Missouri last year. The crash left two people dead and several others injured.  Although accident was the last straw, other similar cases over the last number of… Continue Reading

Missouri Homeowners and Auto Insurance Claims Due To Increase

Missouri Homeowners and Auto Insurance Claims Due To Increase

Tornadoes in the state of Missouri have led to considerable damage to property. Many people have applied to their insurance companies for damage compensation. Disputes between insurance firms and the people who file these claims have consequently been on the increase. The good news, however is,  Missouri legislators have been able to arbitrate differences between policyholders and insurance… Continue Reading