Motorcycle Insurance Law Started October 1, 2012

Maryland Moped LawPost Date October 4, 2012 –  Maryland State Motorcycle Insurance and motor vehicle law now requires both moped and motor scooter operators to purchase motorcycle insurance.  In addition to motorcycle insurance; Maryland State Law will also require moped and scooter owners and passengers to wear both helmets and eye protection while operating  on Maryland’s Streets and Roadways.  As I mentioned in the title of today’s Blog, these laws became effective yesterday October 1, 2012.  The Maryland Motor Vehicle Administration (MVA) announced any Maryland  Drivers which want to operate any type of vehicle on a Maryland Roadway must maintain a valid US Driver’s license.  Of course if you drive a car in the state of Maryland, you must maintain an operators license.  In the past, all you needed to operate a moped or motor scooter was a automobile operators license.  Effective yesterday, you will be required to obtain a motorcycle permit and license before you can legally operate any motorized two wheel vehicle. Any Maryland Resident or Non-recent with a suspended driver’s license  in a any US State will  be permitted to drive any motor vehicles on Maryland’s streets and highways. Moped, Motorcycle and Scooter owners caught operating without a helmet, eye protection or a windshield will be levied a fine from $50.00 to $500.

Motorcycle Insurance Laws Now Include Mopeds & Scooters

The last but most important issue the new law mandates is the purchase of Financial Responsibility.  If you operate any motorized vehicle in the state of Maryland;   Motorcycle liability insurance and uninsured motorists insurance coverage must be purchased and renewed as long as you have a registered motor vehicle  A Motorcycle Insurance Policy with a minimum coverage limit of $30,000 for bodily injury person, $60,000 limit for bodily injury per accident, and $15,000 limit for property damage.  You must be also maintain uninsured and underinsured coverage limits motorists coverage.  The Maryland Department of Insurance has disclosed all  Auto insurance and Motorcycle Insurance companies do not extend insurance coverage for smaller moped and scooters. has always offered motorcycle insurance and insurance coverage for Mopeds and Scooters in the state of Maryland, Delaware, Pennsylvania, New Jersey, Ohio and the other 45 other US States.


Michael E. Dortch
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