Post Date August 21, 2013 – A Florida State Senator has a very strong desire to change the  no-fault auto insurance laws in the state. Florida senator David Simmons, said that he is dedicated to end Florida’s no fault auto insurance system. The law in comparison to other state insurance laws is outdated as no fault auto insurance fraud is very popular among no fault auto insurance thieves.

No fault auto insurance fraud could finally be on the decline

No fault auto insurance which is also known as PIP or personal injury protection has given out generous insurance payments to those persons who have been injured in an auto accident. States with the no-fault auto insurance has been a favorite target for fraudsters, milking  no fault auto insurance companies affecting the entire consumers who are burdened by higher insurance rates due to losses in the industry.

The PIP system in Florida has been in existence for 42 years already. Florida Law Makers have been wanting to reform the No Fault Auto Insurance Laws.  The want to make it harder to perpetrate auto insurance fraud, and hopefully would help lower the cost of auto insurance. Personal Injury Protection was installed as Florida’s Auto Insurance System to ensure their motorists have  their medical  costs are covered in a timely manner.   The sad thing is,  the system has been taken advantage by many through staging auto accidents, or by schemes that involve bogus health-care providers.  Although some groups support the elimination of Florida’a no fault auto insurance plan,  the reforms on Florida’s PIP law could go through the Court of Appeals and be deemed constitutional.  The state legislature might put the suggestion on the side to take on more pressing issues. Healthcare providers particular those that belong to the Florida Hospital Association (FHA) is not amenable to the new Simmons plan for they believe that a mandatory bodily injury system will slow down payments for injuries incurred by at-fault drivers.