Post Date December 20, 2013 – There is no other individual or organization that deserves the number one spot for worst abomination Award than HealthCare.Gov Obamacare website for the Affordable Care Act. I just don’t understand why the government continues to insist they can do anything better than the Private Sector can.  Going back to 1776 when our Government was formed, they have continued to prove anything bureaucrats get their hands on becomes a tangled mess.

Obamacare Website is on life support

Not long after the official October 1st Open Enrollment Date, those users of  the HealthCare.Gov Obamacare Website reported they were having major problems.  Out of every 10 applications which consumers attempted to complete – only three HealthCare.Gov Obamacare applications were reported completion.  This does not mean those three have health insurance.  It only means they obtained a rate.  Sadly, many have now discovered the rate received was not correct.  Further, even if correct, they would need to pay a premium in order ti receive coverage.  Unfortunately, the Obamacare Website has no ability to collect premiums.

In late October, a Senate Hearing discovered that there were even problems at the Federal Exchange.  Officials of the CGI and Optum/QSSI, the two vendors which were to assign the policies to the Health Insurance Carriers reported their systems were failing.  If you are not aware of what the Federal Exchange’s is, it works very much like the Assigned Risk Auto Insurance Pool in your home state.  The HealthCare.Gov Obamacare Exchange assigns those health insurance policies in a similar fashion.

The Republican Party claim that $175 Million in Tax Payers money was spent to build one of the most important government websites in the country’s history.  The Democrates claim the Republican Party sabotaged the HealthCare.Gov Obamacare website by pressuring states to refuse to build their own online HealthCare.Gov Obamacare Exchange Website. The democrats claim is the states would have built there oun sites, as the bugs in the federal HealthCare.Gov Obamacare Website became evident, the consumer would have had a back-up.  The problem with that statement is, the states were under no obligation to build a HealthCare.Gov Obamacare type exchange website.

Based on what we have learned about the new healthcare laws under the affordable care act, the employees at InsureDirect.com will have the Health Insurance Policy with Blue Cross/Blue Shield cancelled on May 1st, 2014.