The Process of Getting Auto Insurance when you Move to another State

Most car owners can recall the hassle involved when you move from one state to another with when you own a vehicle. Different states have different vehicle registration requirements. Hence the time taken to process the various legal requirements such as emission inspection reports, automobile registration, license transfer and other specifications; differs for various states. You have to go through a lot of red tape before you can finally compare car insurance prices and choose the best auto insurer.

 Once you arrive in your new state, it’s important to visit the Department of Motor vehicles offices  and see what registration needs are to be fulfilled.  You will get advice about the States legal requirements for drivers and the time frame needed for compliance. You can also visit the official DMV website and check the emission and safety requirements for that state. The website also provides a list of the inspection facilities for the State and their locations. Most States require you to obtain auto insurance before you receive a vehicle inspection certificate.

 Tax requirements are also obligatory when you move to another state with your vehicle. State tax offices normally require the following from new drivers:

–          An original out of State automobile Title

–          Registration fees

–          New title application fees

–          New resident fees


The next place to visit is the State Department of Public Safety where you apply for an official driver’s license. Here, you are required to produce your identity card, social security number, proof of vehicle registration and vehicle insurance. The last requirements can be tricky since you have probably not yet purchased auto insurance.  However, it is possible to obtain temporary direct car insurance for licensing purposes. Later on, you can switch to an Standard or Non Standard auto accident insurance policy.   

Non US citizens are required to produce proof of identity and legal status before they can be given a license.  Basically, the amount of time it takes to finally become a compliant driver in a new State depends on the States requirements, the paperwork you possess and whether or not you can complete the process online.

 When it comes to auto insurance for a new state, it is imperative you obtain this before you register the car. You should be aware of what awaits you, since premium rates differ across state lines. Ask you current insurer about their premium rates in the State where you intend to move to. Go online and compare car insurance prices to your current rates.  By doing this, you can manage to find the cheapest auto insurance rates for your new State of residence. This will give you enough time to undertake the extra registration activities involved when you move to a new State.